Personal Loan Product Manager

3 months ago

UAE, United Arab Emirates Talent Pal Full time

-Job description

**Personal Loan Product Manager**

**Some careers shine brighter than others.**
If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further

Wealth and Personal Banking is our new global business combining Retail Banking and Wealth Management; and Global Private Banking, to become one of the world’s largest global wealth managers with USD1.4 trillion in assets. Our dedicated colleagues serve millions of customers worldwide across the entire spectrum of private wealth, ranging from personal banking for individuals and families, through to business owners, investors and ultra-high-net-worth individuals. We provide products and services such as bank accounts, credit cards, personal loans and mortgages, as well as asset management, insurance, wealth management and private banking, that best suit our customers’ needs.

We are currently seeking an ambitious individual to join our Wealth and Personal Banking team, working together with colleagues to define, manage and achieve divisional business targets.

**In this role, you will**:

- Member of the Lending team in the UAE responsible for the development & implementation of the business strategies to achieve Unsecured Lending products balance sheet & profitability objectives in line with AOP targets as well as position HSBC among the market leaders within the UAE
- Managing the entire product line life cycle from strategic planning to tactical activities especially in the current severe market conditions across the UAE region which requires and deep understanding of the macroeconomic developments as well as the changing fiscal and monetary policy changes lead by the Central banks in each market with specific focus on the UAE and Egypt markets being the largest and most sensitive markets in the region
- Specifying market requirements for current and future products by conducting market research supported by on-going engagement with distribution and customers’ feedback / insights
- Driving a solution set across development teams (primarily Development/Engineering, and Marketing Communications) through market requirements, product contract, and positioning.
- Developing and implementing a product-wide go-to-market plan, working with all departments to execute.
- Tracking and timely monitoring of competition to ensure that we maintain our competitive edge as well as representation to local regulatory bodies
- Maintain HSBC internal control standards, implement and observe Group Compliance Policy and maintain awareness of operational risk and minimize the likelihood of it occurring
- Manage the Unsecured Lending products portfolio for optimizing return to shareholders. This includes planning, initiating, developing and executing product strategies for Unsecured Lending in close association with relevant stakeholders.
- Responsibilities will encompass achieving and managing a full suite of Unsecured Lending Products capabilities within regulatory framework, Global Standards and laws including Central Banks and JFSC across geographies
- Manage the Personal Loan business planning, acquisitions/sales, attrition and financial reviews
- Ensure the pricing & positioning of Personal Loan Products & Branch Banking Services are aligned with Group principles of Fair Value Exchange (FVE), Value for Money (VFM) and Treat the Customer Fairly (TCF)
- Ensure to protect HSBC from Reputational, Operational and Business Risk in the business
Requirements

**To be successful in the role, you should meet the following requirements**:
**Knowledge / Experience**
- Bachelor’s degree is a must
- Previous experience in Product management or marketing and knowledge of strategies & techniques
- Graduate from an established business school with at least 2 years of experience required
- Strong analytical skills, with a finance and/or business studies and/or economics background
- Capacity to engage with various stakeholders and to coordinate complex projects
- Proven ability to communicate in English (both oral & written)
- Ability to work independently and drive delivery of assigned projects
- Well versed with MS Office; Excel, Word, PowerPoint
- Adequate knowledge on operational procedures, credit, compliance, risk management, sales and service.
- Strong commercial and analytical skills
- An understanding of the retail financial services market in the UAE and its developments.
- Ability to handle multi-dimensional tasks
- Ability to execute analytical and data driven decisions
- Evidence of managing a complex and varied set of stakeholders
- A track record of personal success in previous roles

**You’ll achieve more at HSBC.**
confidential
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride

  • Personal Loan Product Manager

    3 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Personal Loan Product Manager** **Some careers shine brighter than others.** If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that...

  • Retail Banking Executive

    6 months ago

    UAE, United Arab Emirates Emirates NBD Full time

    The DSF Personal Loan Unit is the sales channels under Retail banking, catering to the Personal loan sales requirements of existing Emirates NBD & new to bank customers in UAE. The unit’s core responsibility is to increase the market share of Personal loan Business and function in line with the Group’s overall business strategy. This unit is responsible...

  • Product Manager Secured Loans and Home Insurance UAE

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description Product Manager Secured Loans and Home Insurance UAE (0000K1UL) Some careers shine brighter than others. If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities,...

  • Retail Banking Officer

    6 months ago

    UAE, United Arab Emirates Emirates NBD Full time

    The RBS Auto Loans Unit is the sales channels under Retail banking, catering to the auto loans requirements of existing Emirates NBD & new to bank customers in UAE. The unit’s core responsibility is to increase the market share of Auto Loan Business and function in line with the Group’s overall business strategy. The DSF Auto Loan Unit is responsible to...

  • Manager, Unsecured Lending Products

    3 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Manager - Unsecured Lending Products (UAE National) - 0000KL2J** **Some careers open more doors than others.** If you’re looking for a career that will unlock new opportunities, join HSBC, and experience the possibilities. Wealth and Personal Banking is our new global business combining Retail Banking and Wealth Management; and Global...

  • Risk and Oversight Manager, Retail Products, UAE

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description UAE Risk and Oversight Manager (UAE National) 0000JLVC GCB 6 Some careers prize diversity more than others If you’re looking for further opportunities to develop your career, take the next step in fulfilling your potential right here at HSBC. Wealth and Personal Banking is our new global business combining Retail Banking and Wealth...

  • Manager Card Products, UAE

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Manager Cards Product, UAE** **Some careers prize diversity more than others.** If you’re looking for further opportunities to develop your career, take the next step in fulfilling your potential right here at HSBC. Wealth and Personal Banking is our new global business combining Retail Banking and Wealth Management; and Global...

  • Product Assistant Manager

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Product Assistant Manager - Retail Insurance (UAE National)** **Some careers shine brighter than others.** If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers...

  • Home Finance Manager, Wealth

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Home Finance Manager, Wealth & Personal Banking (0000K5EN)** **Some careers shine brighter than others.** If you are looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting...

  • Product Assistant Manager

    5 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Product Assistant Manager - Payments (UAE National)** Some careers shine brighter than others. If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support...

  • Customer Experience Complaints Manager

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Customer Experience Complaints Manager (UAE Nationals Only) - 0000K583** **Some careers grow faster than others.** If you are looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an...

  • Head of Risk and Oversight, Wealth

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Head of Risk and Oversight (0000K3M8)** **Some careers shine brighter than others.** If you’re looking for further opportunities to develop your career, take the next step in fulfilling your potential right here at HSBC. Wealth and Personal Banking is our new global business combining Retail Banking and Wealth Management; and Global...

  • Manager, Secured Lending Products

    2 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Manager, Secured Lending Product, (UAE National) - 0000KN4K** **Some careers open more doors than others.** If you’re looking for a career that will unlock new opportunities, join HSBC, and experience the possibilities. Wealth and Personal Banking is our new global business combining Retail Banking and Wealth Management; and Global...

  • Technical Product Manager

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Technical Product Manager (ID: 0000JOFE)** **GCB4** **Some careers grow faster than others.** **If you’re looking for further opportunities to develop your career, take the next step in fulfilling your potential right here at HSBC.** The Technical Product Manager role has the Regional Responsibility across 5 MENAT Markets for the...

  • Unsecured Lending Manager

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Unsecured Lending Managers (UAE Nationals) (ID: 0000JW3H)** Some careers prize diversity more than others. If you’re looking for further opportunities to develop your career, take the next step in fulfilling your potential right here at HSBC. Wealth and Personal Banking is our new global business combining Retail Banking and Wealth...

  • Product Manager

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Product Manager - Open Finance (UAE Nationals) (0000K7KN)** **Some careers grow faster than others.** If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting...

  • Personal Assistant, Fraud, Credit, and Control

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Personal Assistant, Fraud, Credit, and Control Services (ID: 0000KC2X)** Some careers shine brighter than others. If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers...

  • Business Development Manager

    6 months ago

    UAE, United Arab Emirates Emirates NBD Full time

    **Main Tasks** **Sales Targets**: - Achieve assigned sales targets in order to contribute to the sales volumes / revenues. Develop new markets and customers within the assigned territory / segment to enhance sales volumes / revenues - To Achieve Targets by Selling Home Loans to the Residents / Customers based in UAE - Selling Product to acquire New...

  • Governance and Reporting Manager, Wealth

    6 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Governance and Reporting Manager, Wealth & Personal Banking (0000K5KF)** **Some careers shine brighter than others.** If you are looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in...

  • Digital Product Manager, Wpb UAE

    2 months ago

    UAE, United Arab Emirates HSBC Full time

    -Job description **Digital Product Manager (ID: 0000KPD5)** **Some careers prize diversity more than others.** If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities,...