AVP & Lead- Credit Management (Emiratized Role)

7 days ago


abudhabi, United Arab Emirates Jobted AE C2 Full time

AVP & Lead- Credit Management (Emiratized Role)

Full-time Sub Division: Credit - Commercial Banking & Real Estate Division: Group Credit

Company Description

Join the UAE’s largest bank and one of the world’s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry.

Job Description

JOB PURPOSE:
The purpose of the job is to prepare, review and provide appropriate recommendation of credit facilities for a portfolio of CIB Corporate clients. The role also entails compliance with all credit policies and guidelines.

KEY ACCOUNTABILITIES:

Generic Accountability / Job Specific Accountabilities

Ensure timely preparation and submission of Credit Applications and conduct necessary client visits and due diligence in coordination with the coverage team. Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities. Ensure credit processing & approval turnaround times as per agreed SLAs with CIB. Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions. Maintain credit processing & approval turnaround times as per agreed SLAs with CIB. Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification. Ensure accuracy of data being presented to various stakeholders including senior management

Qualifications

Minimum Qualification

Must have Bachelor’s degree. Desirable: - Chartered Accountant/ Masters in Business Administration (MBA).

Minimum Experience

5 years’ relevant experience in the banking sector with at least 3 years in similar positions of progressively increasing responsibilities in the Credit function.

Job Location

AVP & Lead- Credit Management (Emiratized Role)
First Abu Dhabi Bank (FAB) Al Qurm Business Park, Abu Dhabi, United Arab Emirates * Full-time



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