AVP Lead- Credit Management Emiratized Role
2 weeks ago
JOB PURPOSE:
The purpose of the job is toprepare review and provide appropriate recommendation of creditfacilities for a portfolio of CIB Corporate clients. The role alsoentails compliance with all credit policies and guidelines.
KEY ACCOUNTABILITIES:
GenericAccountability / Job SpecificAccountabilities
- Ensuretimely preparation and submission of Credit Applications andconduct necessary client visits and due diligence in coordinationwith the coverage team.
- Coordinates with theRelationship Managers well in advance of due dates of annualreviews to obtain necessary information from the borrower tofacilitate a comprehensive review of the creditfacilities.
- Ensure credit processing &approval turnaround times as per agreed SLAs withCIB.
- Monitor accounts regularly and followupwith Business units on terms and conditions to ensure compliancewith the approval conditions.
- Monitor earlywarning indicators in order to identify potential problem accountsand liaise with Business Units for ensuring suitable action plansare in place to rectify the situation at an earlystage.
- Maintain credit processing &approval turnaround times as per agreed SLAs withCIB.
- Review exception and portfolio reports asapplicable and keep abreast of the clients account conductfinancial standing and latest developments occurring intheir respective segment/market so as to provide appropriaterecommendations with regards to change in risk appetite / ratings/classification.
- Ensure accuracy of data beingpresented to various stakeholders including seniormanagement
Qualifications:
MinimumQualification
- Must haveBachelorsdegree.
- Desirable:Chartered Accountant/ Masters in Business Administration(MBA).
MinimumExperience
- 5 yearsrelevant experience in the banking sector with at least 3 years insimilar positions of progressively increasing responsibilities inthe Creditfunction.
RemoteWork :
No
EmploymentType :
Fulltime
Key SkillsPresentationSkills,Risk Management,FinancialServices,IFRS,Banking,Pricing,Analysis Skills,SecuritiesLaw,Investment Banking,Relationship Management,StrategicPlanning,Leadership Experience
Experience: years
Vacancy: 1
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