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Mortgage Servicing Officer

2 months ago


Sharjah, Sharjah, United Arab Emirates Sharjah Islamic Bank Full time
Key Responsibilities:
  • Conduct thorough interviews with clients to gather information for loan applications and provide assistance with the completion of these applications.
  • Collaborate closely with the underwriting department to assess loan eligibility and determine conditions for approval.
  • Screen and evaluate new mortgage applications to ensure they meet the necessary criteria for loan approval.
  • Ensure accurate capture and receipt of personal information, including income and expenditure.
  • Identify potential risks that may lead to default on mortgage loans and take proactive measures to mitigate these risks.
  • Prepare and finalize mortgage loan contracts, ensuring all necessary signatures are obtained.
  • Prepare and finalize loan closing documents once a mortgage has been repaid.
  • Develop strong relationships with real estate agents to increase the number of loans in the company's portfolio.
  • Ensure compliance with all relevant mortgage loan regulations and privacy laws.
  • Provide regular reports to management on applications received, approved, and declined.