Risk Manager
4 days ago
**Job Requisition ID**:165805
Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group’s entrepreneurship and relentless customer focus enables the organization to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate.
By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day
**Overview of the role**
As a Risk Manager, you will be engaged in data analysis pertaining to the Credit Risk Function for both Leasing and Inhouse Finance. You will be responsible for portfolio analytics for various entities within the Al-Futtaim Automotive division. Your role will involve extracting, analyzing, and presenting data to the Line Manager and Senior Management. Additionally, you will oversee the retail credit evaluation process and potentially underwrite retail lease or lending cases.
**What you will do**
- Perform detailed analytics, including analysis of underwritten portfolios and collections data.
- Create risk reporting dashboards for various segments and countries.
- Proactively monitor key credit risk metrics relating to product, channel, exceptions, and vintage performance.
- Support the development of a Credit Risk Framework, including risk guidelines, policy renewal programs, portfolio credit management, and risk processes.
- Document performance versus risk profiles and thresholds.
- Design and implement automation strategies for analytics output, including presenting data in Tableau/PowerBI dashboards.
- Develop BRD/CR documents in collaboration with EIT/Business Solutions and Data Engineering teams.
- Support potential changes to credit policies through analytics.
- Underwrite lease and credit cases for both corporate and retail clients.
- Provide suggestions for continuous improvement.
**Required skills to be successful**
- University Degree
- 5+ years experience in any analysis related role
- Strong Communication skills
- Good knowledge of Excel
- Excellent analytical skills.
- Expertise in risk technology and credit lending systems.
- Minimum of 2 years of experience in credit underwriting, with a preference for experience in both retail and corporate credit underwriting.
- Strong communication and relationship management skills, with the ability to influence and interact with senior management.
- Strong work ethic, decision-making ability, and capability to work under tight deadlines.
- Ability to analyze company financials and market conditions.
- UAE National is required.
- Undergraduate degree required; advanced degree preferred.
**About the team**
You will be part of the Al-Futtaim Finance - Risk team, working closely with the Head of Credit and Analytics. The team is dedicated to managing risk and ensuring the accuracy and effectiveness of credit evaluations and portfolio analytics. Collaboration with various departments and senior management is key to achieving the team's objectives.
**What equips you for the role**
- Strong understanding of auto leasing and financing in the GCC.
- Ability to understand technical and regulatory matters affecting the business.
- Proficiency in creating and managing risk dashboards and reporting frameworks.
- Ability to manage annual policy reviews and portfolio thresholds.
- Experience in developing and enhancing technology infrastructure for risk reporting.
**About Al-Futtaim Automotive**
A major division of the UAE-based Al-Futtaim Group of companies, **Al-Futtaim Automotive** is an industry leader with presence in 10 countries across the Middle East, Asia and Africa.
Our core business activities at Al-Futtaim Automotive include distribution, manufacturing, leasing and aftersales, and we are firmly established as the regional representative of some of the world’s most iconic automotive brands: Toyota, Lexus, Honda, Jeep, Chrysler, Dodge, Volvo and RAM.
We are driven by a customer-centric approach, constantly pushing the boundaries on innovation, quality standards, and value-added service across our vast universe of customers - right from motoring enthusiasts to fleet operators to contractors. Our mission is to become the leader in custom-made mobility solutions by delivering nothing less than world-class omni-channel experiences.
We channel our local expertise and global trust to deliver one of the most comprehensive portfolios of mobility products and solutions, from passenger cars to SUVs, electric vehicles to high-
-
Field Account Manager
6 months ago
Dubai, United Arab Emirates Risk Solutions Full timeAbout the Business LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult...
-
Business Development Executive
6 months ago
Dubai, United Arab Emirates Risk Solutions Full timeAbout the Business LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult...
-
Professional Services Consultant
4 months ago
Dubai, United Arab Emirates Risk Solutions Full timeAbout the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult...
-
Account Executive
6 months ago
Dubai, United Arab Emirates Risk Solutions Full timeAbout the Business - About our Team - Are you looking to join an industry-leading sales organisation? Our sales team is dedicated to partnering with organisations to address and solve complex risk problems. At LexisNexis Risk Solutions, we pride ourselves in providing solutions that directly impact our customers' ability to mitigate and manage risk. - About...
-
Professional Services Consultant
6 months ago
Dubai, United Arab Emirates Risk Solutions Full timeProfessional Services Consultant About the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions...
-
Professional Services Consultant
2 months ago
Dubai, United Arab Emirates Risk Solutions Full timeAbout the Business: LexisNexis Risk Solutions is the essential partner in the assessment of risk. Within our Business Services vertical, we offer a multitude of solutions focused on helping businesses of all sizes drive higher revenue growth, maximize operational efficiencies, and improve customer experience. Our solutions help our customers solve difficult...
-
Risk Manager
1 month ago
Dubai, United Arab Emirates Pride Wealth Full time__ - **1. Risk Identification and Assessment**:_ **Objective**: Identify and assess potential risks that could affect the company’s forex trading operations. **KPI: Risk Identification Rate**:Percentage of potential risks accurately identified. **KPI: Risk Assessment Accuracy**:Precision in assessing the impact of identified risks. - **2. Risk...
-
Risk Manager
1 month ago
Dubai, United Arab Emirates EXIDE SAFETY REQUISITES TRADING L.L.C Full time**Key Responsibilities**: **Risk Identification & Assessment**: - Identify and assess risks across various areas including financial, operational, compliance, legal, reputational, cybersecurity, and strategic risks. - Conduct risk assessments and audits to evaluate current risk exposure and recommend actions to mitigate risks. - Maintain an up-to-date risk...
-
Risk Manager
6 months ago
Dubai, United Arab Emirates Zurich Insurance Full time**Job Summary** Zurich Middle East is part of Zurich Insurance Group, one of the world’s largest and most experienced insurers. Our mission is to help our local community understand and protect themselves from risk both locally and globally.- As a member of the Middle East Risk Management team and reporting into the Middle East (Country) Chief Risk...
-
Risk Manager
6 months ago
Dubai, United Arab Emirates Funding Pips Full time**Responsibilities**: - Develop and implement risk management strategies. - Identify, analyze, and assess risks to the organization. - Develop and maintain risk management plans. - Monitor and review risk management activities. - Conduct regular risk assessments and reviews. - Develop policies and procedures to ensure compliance with applicable laws and...
-
Risk Manager
6 months ago
Dubai, United Arab Emirates Pinkerton Consulting & Investigations, Inc Full timeRisk Manager We are as invested in your career as you are. As you navigate through these uncertain times, know that Pinkerton has been a stable, thriving corporation for over 170 years. As recognized leaders around the globe in the corporate risk management industry, you can rest assured that joining us now means moving to a future-looking company. We are...
-
Risk Manager
6 months ago
Dubai, United Arab Emirates whizpay Full timeJOB ID : TA00016/0823 Are You Ready to take your career to the next level? Be part of the pioneering team of Whizmo, the future’s leading mobile wallet services provider for individuals, commercial and government entities. We are a family of very experienced digital experts. A startup Fintech holding true to its core values: the 5P's: People, Passion,...
-
Risk Manager
1 month ago
Dubai, United Arab Emirates Al Ali Holding Full timeJob Title: Risk Manager - Centralized Crypto Exchange Location About Us: We are a fast-growing centralized cryptocurrency exchange dedicated to providing a secure, innovative, and seamless trading experience for users worldwide. As we expand our operations, we are seeking an experienced Risk Manager to join our team and oversee the critical task of managing...
-
Risk Manager
4 weeks ago
Dubai, United Arab Emirates AtkinsRéalis Full time**Join us in engineering a better future for our planet and its people.** AtkinsRéalis is a world-leading design, engineering and project management organization. We connect people, data and technology to transform the world's infrastructure and energy systems. Together, with our industry partners and clients, and our global team of consultants, designers,...
-
Risk Manager
6 months ago
Dubai, United Arab Emirates AECOM Full timeCompany Description **At AECOM, we’re delivering a better world.** We believe infrastructure creates opportunity for everyone. Whether it’s improving your commute, keeping the lights on, providing access to clean water or transforming skylines, our work helps people and communities thrive. Our clients trust us to bring together the best people, ideas,...
-
Manager, Risk Management
1 month ago
Dubai, United Arab Emirates AKA Management Consultancy Full time**Job Description and Key Responsibilities**: 1. Conduct comprehensive risk assessments of the company's portfolio, identifying potential risks 2. Develop a risk register to categorize and prioritize risks based on their potential impact and likelihood of occurrence. 3. Develop and implement effective risk mitigation strategies. 4. Establish a robust risk...
-
Risk Manager
4 weeks ago
Dubai, United Arab Emirates AtkinsRéalis Full timeJob DescriptionJoin us in engineering a better future for our planet and its people.AtkinsRéalis is a world-leading design, engineering and project management organization. Weconnect people, data and technology to transform the world's infrastructure and energy systems. Together, with our industry partners and clients, and our global team of consultants,...
-
Risk Management Manager
6 months ago
Dubai, United Arab Emirates Visa Full time**Company Description** Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and...
-
Business Development Manager
6 months ago
Dubai, United Arab Emirates Risk Solutions Full timeAbout the Business At Cirium, our goal is to keep the world connected. We are the industry leader in aviation analytics; helping our customers understand the past, present, and predicting what will happen tomorrow. Our mission is to transform the aviation industry by enabling airlines, airports, travel companies, tech giants, aircraft manufacturers,...
-
Business Development Manager
6 months ago
Dubai, United Arab Emirates Risk Solutions Full timeAbout the Business At Cirium, our goal is to keep the world connected. We are the industry leader in aviation analytics; helping our customers understand the past, present, and predicting what will happen tomorrow. Our mission is to transform the aviation industry by enabling airlines, airports, travel companies, tech giants, aircraft manufacturers,...