Manager- Elite Mortgage Sales

2 weeks ago


Dubai, Dubai, United Arab Emirates First Abu Dhabi Bank Full time

Mortgage Specialist for Elite Banking with aview to identify and develop lending opportunities within thecatchment area with the prime objective being increasing the creditportfolio and streamline process maintaining high level of creditadministration diagnosing early warning signals and improveremuneration from existing relationships by inducing higherutilization of sanctioned lines.  

Generic and Job SpecificAccountabilities:

  • Managethe complete Elite Banking portfolio of clients having mortgagefacility.
  • Receive applications of Mortgagefacilities related to individuals of Sales & Distributionreview accuracy and completion of documentation received in orderto confirm its compliance to Bank policy and procedures related toMortgage lending.
  • Generating Analytical andFinancial reports and different business analysis application todetermine credit worthiness and the degree of risk involved inextending credit by evaluating client financial position. 
  • Perfecting the securitydocumentation and dispatching to Mortgage Unit for promptlodgement.
  • Interpret communicate and provideguidance to Elite Banking regarding association lending policy andprocedures.
  • Assist in maximizing revenue andcustomer value from assigned portfolio.
  • Ensurepromptness in assigned tasks related positive approvals arereceived in a timely manner up to customer satisfaction. Adhere tothe agreed service level standards. 
  • Identify and develop the planningtechniques for the sake of business growth in terms of overcomingobstacles to cope with bank policies and procedures and marketconditions in order to deliver unique positiveoutcomes.
  • Ability to transit and improveessential energy and capacity in the workplace to build and manageclient portfolio base effectively.
  • Assumeresponsibility and accountability for allocatedproposal.
  • Highlight to appropriate authorityany early warning signals to enable prompt remedial measures to betaken by concerned department.
  • Investigate andrespond to any queries from Mortgage unit and ensure prompt outcomeof all customer applications.
  • Ensure allproposals approved are reviewed and all requirements are met as persanction terms.
  • Assist growth of business& client relationships in a competitive environment througheffective key awareness of marketdemands.
  • Delivering quality service to allclients putting the client at the heart of ourbusiness.
  • Coordinate with other units &departments (Legal etc.) as required to ensure and facilitatesmooth processing / approvals and disbursements offacilities.
  • Execute any special task /assignments allocated by management as perdelegation.
  • Proactive action in coordinationwith concerned department for past dues / non performing accountsand recommendation for rescheduling interest rates etc. to ensureminimizing of any provision built up orclassification.
  •  Maintainprofessionalism and effective communication with colleagues withinunit and provide suggestions for improvement to increaseoperational quality and efficiency in work resulting in bestcustomerservice.

Qualifications:

  • UniversityGraduate/ Degree.
  • Banking or related academicqualifications supported by 10 years experience in relatedfield.
  • Standard technical knowledge acquiredfrom vast experience in different sections plus ability to dealwith all level of staff.
  • Very good oral& written communication skills with managerialstyle.

#LIMM2

RemoteWork :

No

EmploymentType :

Fulltime

Key Skills
Loan Origination,SalesExperience,Microsoft Office,Financial Services,CustomerService,Organizational skills,Communication skills,MilitaryExperience,Fair Housing Regulations,Inside Sales,Outside Sales,WordProcessing
Experience: years
Vacancy: 1

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