Relationship Manager
7 days ago
FIRST GULF BANK PJSC, the UAE's largest bank and one of the world's largest and safest institutions, offers an extensive range of tailor-made solutions, products, and services to provide a customised experience.
Job Context:
- Manage a portfolio of 400-500 customers primarily comprising non-borrowing customers.
- Achieve monthly and annual KPI objectives (Portfolio, Revenue, X-sell, and Activations).
- Cross-sell bank products (New accounts, Assets, Trade, FX, and Bancassurance) to increase product penetration across the customer portfolio.
- Refer and upgrade customers to other units within the segment, viz. Sales & Coverage RM.
- Ensure penetration in the market through a focus on New to Bank referrals from existing customers.
- Maintain Daily Sales Reports on business performance for review.
Responsibilities:
- Be commercially effective in the role and consistently keep customer/client focus, ensuring excellent customer service by delivering a quality client onboarding experience.
- Ensure timely updation of KYC and conduct due diligence.
- Ensure thorough knowledge of all products, policies, and processes to achieve a superior client onboarding experience.
- Effectively manage current account excess and account conduct management.
- Ensure no mis-selling to customers by offering products/services transparently as per customer requirements.
L&D Programmes:
- Participate in the assigned People Development and Learning & Development programmes. Take accountability for own development by active enrolment and participation with close coordination with the respective Unit Manager.
- Ensure participation in assigned training and Learning & Development programmes.
- Awareness of competition offerings and offer suggestions to the line manager to improve products/processes.
Sales & Compliance:
- Ensure strict adherence to prescribed Sales & Compliance processes as per Bank's policies.
- Adhere to governance & controls to proactively identify, manage, and minimize/mitigate potential losses.
- Adhere to agreed SOPs across applicable areas.
- Adhere to all prescribed internal processes to ensure satisfactory Audit Ratings.
Minimum Qualification:
Diploma or bachelor's degree in business administration, Finance, Banking, or a related major field of study is preferred.
Minimum Experience:
- 1-2 years relevant experience in Banking in customer service/sales/client-facing roles.
- Commercial Banking experience will be an added advantage.
- Strong interpersonal skills and fluency in English and Arabic.
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