Qc Analyst
6 days ago
Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United A”rab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group’s entrepreneurship and relentless customer focus enables the organisation to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate.
By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day.
**Job Description of the Tasks**:
**Quality Control**:
- Full underwriting of sample loan and lease files from an audit perspective
- Analysis and recalculation of all income and asset sources
- Analysis of all pre-approval, post approval and post invoicing documents
- Complete compliance review of loans and leases
- Assign loan/lease ratings based on findings
- Maintain a thorough knowledge of all Central Bank underwriting guidelines and compliance requirements
- Continuous on-ongoing review of guidelines and compliance policies
- Sample audits to ensure servicing and collection practices are inline with regulatory guidelines and internal policies and procedures
- Train all support staff on operational and procedural changes
- Maintain all current guidelines, product updates, client, training material, training log, and operational policies and procedures accessible to auditors. Ensure all information is stored in appropriate places
**Governance, Control, and Risk**:
- Understanding of Auto financing in GCC
- Understand technical/regulatory matters affecting the business.
**PERSON SPECIFIC**:
- Undergraduate degree required
- UAE National preferred
- Thorough and comprehensive level of knowledge of lending programs, activities, and related documents
- Ability to read and interpret loan documents
- Strong analytic skills
- Additionally, expertise in interpreting underwriting guidelines and analyzing risk.
- Excellent time management and organizational skills
- Attention to detail with emphasis on accuracy and quality
- Excellent communication and relationship management skills with ability to influence and interact with senior management
- Strong work ethic, ability to make decisions, and work under tight deadlines
**- Travelling to GCC and East Africa may be required.
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