Team Leader, Facility Monitoring
3 days ago
**Team Leader, Facility Monitoring (TRM)**
**0000HYMO**
**Some careers have more impact than others.**
If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.
HSBC Commercial Banking serves millions of businesses ranging from small, to large corporates, providing commercial customers with a full range of banking services including Global Trade and Receivables Finance, RMB solutions, multi-currency business accounts, payments and cash management, and wealth management and insurance, as well as a comprehensive range of financing solutions. With dedicated Relationship Managers and Product Specialists providing local support and advice in over 60 countries and territories, HSBC helps connect customers to opportunities. Transaction Risk Management (TRM) is an integral risk control and management team within GTRF. GTRF’s growth strategy is expected to be largely driven by bespoke structured trade transactions extended to borrowing customers as well as broadening existing base. Nature of such structured solution require strong risk management practices that have ability to review and control risks at various levels.
We are currently seeking an ambitious individual to join our TRM team within Commercial Banking team, working together with colleagues to define, manage and achieve divisional business targets.
**In this role, you will**:
- Review structured trade finance proposals by conducting check and challenge from product risk and structural suitability prospective at new money proposal stage as well as restructuring if needed on ad-hoc basis.
- Articulate if deals are within strike zone for respective products and facilitate discussion to agree on operational controls with stakeholders
- Provide endorsement statement clearly articulating risks, mitigating factors, controls to manage risks, articulation of residual risks.
- Review deals coming up for Regional Deal Review committee approval, organize meeting with stakeholders, facilitate discussion and decision making, publication of minutes of meeting and tracking of action points.
- Represent TRM in various forum including internal and external stakeholders.
- Lead and manage team to do regular controls and monitoring of facilities as per product guidelines and credit approvals.
- Conduct desktop & physical survey for receivables finance & selected credit facilities that including conducting buyer due diligence.
- Propose re-structuring including tightening up of controls wherever needed. Facilitate discussion with stakeholders
- Act as Level 2 reviewer for all red flags raised or invoice validation done for escalated transactions under RF.
- Conduct periodic trade loan monitoring using key risk indicators including conducting DTR, co-ordination with branches, conducting checks on suppliers and providing feedback to stakeholders.
- Oversee and manage limited recourse book that includes co-ordination with underwriters, monitoring utilization for premium payment, monitoring past dues and coordinating for repayment with respective Lines of business, sellers and buyers.
- Facilitate specific risk deals involving credit insurance as well as non-payment insurance.
- Engage in specific discussion with underwriters including obtaining Insurance appetite / credit limit and declarations.
- Review insurance policy wording that includes standard template and bespoke policies.
- Drive insurance backed structure specific automation initiatives.
- Participate in local, regional, global initiatives and projects as assigned from time to time.
Requirements
**To be successful in the role, you should meet the following requirements**:
- Moderate to advance knowledge of trade finance products especially Structured trade finance.
- Relevant experience in trade finance, corporate banking
- Excellent leadership skills as well relevant experience in managing teams
- Moderate to advance knowledge of trade finance products especially Structured Trade Finance.
- Advance level understanding of insurance based limited recourse product offerings.
- Comfortable with data management including collecting, organizing, summarizing big datasets in to understandable business summary for effective discussion and decision making.
- Excellent written and verbal communication skills i.e. Comfortable in writing up notes and presenting to peers and senior stakeholders that clearly articulates background, pre-text, proposal, analysis done, action or status.
- Ability to independently drive initiative by taking ownership and demonstrate “can do” attitude.
- Collaborative approach to influence colleagues by active listening, consulting and coaching.
- Ability to quickly learn and adapt to new procedures to support dynamic business environment.
- Graduatio
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