Senior Manager

2 weeks ago


dubai, United Arab Emirates Emirates NBD Full time
Organisation Unit PurposeCredit Risk Projects and Portfolio Analysis is a Group Risk function responsible for functional ownership and execution responsibility for the assigned risk projects and coordinate the overall Group Risk projects, portfolio analysis and infrastructure change agenda. The unit coordinates with IT, Group Risk units and other business and control function stakeholders, external vendors on the formulation and delivery of strategic vision for the risk projects in alignment with and help deliver on the Group Risk Department's objectives.Job PurposeAssist the Risk Management Department to achieve its vision and goals and assist in advancing capabilities around Risk Modeling, Data analysis and Controls, by implementation of Risk initiatives.Drive the Enterprise Data Platform initiative for the digitizing data sourcing for Credit Risk Model Development from a functional perspective.Working closely with Business to understand Data requirements and issues resulting in preparation of necessary data requirement documents and liaising with Data Governance and IT to have these implemented as part of Enterprise Data platform.Assist in baselining of financed emissions, carry out stress testing for transition risk, physical risk and execution of climate risk related initiatives.Drive Strategic Risk Initiatives, by developing close working relationships with the other Risk Management units and Senior stakeholders in Business, Group Credit, Finance, IT, Data Governance & INA Conceptualize and design system-based solution to address Process issue / Data issue / Adherence with regulatory requirements.Independently assess and perform root cause analysis on the issues reported by stakeholders, recommend solutions, Implement, and track them to closure.Experienced in project planning and implementation of change management, by bringing in functional, Process and technical expertise in credit risk- wholesale and retail banking.Facilitate and/or participate in workgroup meetings for requirement gathering sessions with the key user groups.Design Data quality monitoring framework to ensure ongoing monitoring of data quality.Expertise in Enterprise Data Warehouse development and maintenance encompassing various internal and external sources across various functions of the bank.Good understanding on emerging topics related to Climate/model risk and associated data requirements for measurement, monitoring and reporting on the same.Has knowledge and experience in using data tools such as Python, R, SAS, and reporting tools such as Cognos, Power BI etc.Job ContentProject Delivery & OwnershipAssist in implementing the risk projects roadmap by coordinating with the various risk units. Collaborate with IT, Finance and other business and control functions towards ensuring alignment with catering for Group Risk requirements in the build out of enterprise infrastructure.Initiatives - Simplification / streamlining reporting process/ delivery IT/Regulatory requirements.Act as a workstream lead and independently manage initiatives executed within the Credit Risk Projects and Portfolio Analysis unit.Act as a cusp between Business and IT and ability to define user issue to IT in clear and Concise manner.Ability to co-ordinate with multiple stakeholders across Business, Risk, IT and Vendors to create a common understanding of the deliverable.Play an active role in the working group meetings to seek consensus from Business stakeholders.Actively participate as a stakeholder from Risk on data governance initiatives and other regulatory initiatives impacting Risk divisionProgressively strive for simplification Automation using any of the tools such as SAS, Python, Power BI etc.Perform vendor management tasks such as selection, drafting of business requirements, and active participation during design and UAT phasesEnsure high standards of confidentiality to safeguard commercially sensitive informationEstablish & supervise & follow up that the deliverables due from IT are met.Reports Ensure, where possible, information needs are met in a systematic way making best use of technology available and ensure that relevant data is captured to meet the reporting needs of the risk units.Review and streamline systems for tracking portfolio performance like excesses, past due, early alert, etc.Ensure that requisite infrastructure capabilities to capture data as per requirements of regulators / internal / external auditors / management.Follow up with stakeholders for closure of audit observations, where the ownership resides with Risk teams.Supervise the functioning of reporting / systems function and alignment to the unit goals.Climate riskAssist in baselining of financed emissions in accordance with Cat.15 of the PCAF guidelines.Assist in execution of climate risk stress tests in accordance with CBUAE regulation.Execution of any other related activity on climate risk related initiatives.Co-ordinate with other international units and subsidiaries for obtaining portfolio information.Customer ServiceAct as liaison with key stakeholders to drive through audit points or issues.Escalate Product Risks and Issues to Team Manager and Product OwnersExtensive interactions with internal stake holders to understand expectations from the assignment and the ability to identify the core issue. Further ability to clearly explain the analysis and how the same addresses the core issue of the client.ComplianceComply with policies and procedures of the bank. Adherence to internal processes relating to correct reporting on the assignments and overall organization level compliances.SelfExcellent verbal and written communication skills.Self-starter, able to work unsupervised in addition to being a strong team player.Ability to work under pressure and maintain requisite quality levels and service stability.Ability to work and adapt to an increasingly global operating model.Improve and develop skills of self and subordinates through training, interaction and active participation.EducationProfessional qualification in Finance/RiskFRM/CFA qualification would be an added advantage.Experiences 10+ years in Data management, Audit and / or Consulting or Risk ManagementExperience with Systems / models.Experience in Implementation of Risk initiatives.Knowledge & SkillsData Domains, working with Enterprise data platform, Credit Control and systems.Knowledge of latest banking regulations like Basel and accounting regulations impacting Banks like IFRS 9Good knowledge of the Wholesale Banking products
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