Manager - Credit Approval

4 days ago

Umm alQuwain, Umm al Qaywayn, United Arab Emirates Peergrowth Full time

Reporting to:
Head of Credit Approvals

We are hiring a
Manager – Credit Approval
for a leading bank in the UAE. This is a senior, decision-making role within the centralized credit approval function, responsible for maintaining asset quality while enabling business growth across multiple portfolios.

Key Responsibilities

  • Manage end-to-end
    credit underwriting, appraisal, and approval
    across
    Corporate, SME, Commercial, Treasury, FI, and Retail
    portfolios in line with bank policies and delegated authority.
  • Assess borrower creditworthiness through
    financial statement analysis, cash flow evaluation, balance sheet review, and repayment capacity assessment
    .
  • Approve or recommend credit limits within
    delegated approval matrices
    , ensuring high-quality credit decisions.
  • Evaluate risks using
    internal rating models
    and external credit reports.
  • Maintain
    approval turnaround times (TAT)
    while ensuring compliance with internal policies and
    UAE Central Bank regulations
    .
  • Monitor asset quality, including
    NPA levels and delinquency trends
    .
  • Provide guidance to business teams on
    credit structuring and policy interpretation
    .
  • Support
    internal and external audits
    and regulatory inspections.
  • Lead, mentor, and manage a team of credit officers.
  • Participate in or lead
    special projects
    related to credit approvals, risk ratings, LOS, or process improvements.

Candidate Profile

  • Minimum
    10 years of experience
    in
    credit appraisal, underwriting, or credit approval
    functions within a bank.
  • Prior
    UAE banking experience
    is strongly preferred.
  • Demonstrated
    credit approval authority
    and experience working within delegated approval limits.
  • Strong expertise across
    Corporate and SME credit
    (Retail/Treasury/FI exposure is an advantage).
  • Solid understanding of
    banking products, lending regulations, and risk management frameworks
    .
  • Proven leadership and stakeholder management skills.

Qualifications

  • Graduate/Postgraduate in
    Finance, Commerce, Economics, or Management
    .
  • Professional certifications such as
    CA, CFA, FRM, or MBA (Finance)
    are preferred.

Why This Role

  • High-visibility role with
    direct impact on credit quality and portfolio performance
  • Centralized approval authority with strong leadership exposure
  • Opportunity to influence
    credit governance and decision-making frameworks

  • Credit Controller

    2 weeks ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates Harmonizer Solutions pvt ltd. Full time

    Maintain proper documentation and filing of credit-related recordsMonitor customer outstanding balances and aging reportsPrepare basic MIS reports related to receivables and collectionsAssist in implementing credit control policies and proceduresVisit customers when required for payment follow-upsFollow up with customers for timely payment via calls, emails,...

  • Electrical Engineer-EWE APPROVED

    1 week ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates Emvolt Electromechanical Works L.L.C Full time

    Position Title: Electrical EngineerLocation: Umm Al Quwain, UAEDepartment: Electrical EngineeringReports To: Managing DirectorEmployment Type: Full-TimeThe ideal candidate must hold a valid EWE Engineer License and have proven experience in MEP design drawings, authority coordination, and site supervision.Key ResponsibilitiesDesign and review electrical...

  • Chief Risk Officer

    2 weeks ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates Kinetic Business Solutions Full time

    Kinetichas partnered with a leadingBankcompany who are hiring aSenior Risk Officerto be based inUmm Al Quwain.***Please take the time to read the job description, you must meet all the criteria set out below for your application to be considered. We do check all applications and suitable candidates will be contacted within 5 working days. If you are not...

  • Project Manager

    2 days ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates TMC Group Full time

    Project Manager – High-Rise Buildings Location: Dubai, UAEWe are seeking an experienced Project Manager with strong high-rise building experience in Dubai to join our growing construction team. Requirements Bachelor's Degree in Civil Engineering (B.Tech / BE – Civil) Minimum 10 years of experience in construction projects Proven Dubai high-rise project...

  • Quality Control Manager

    2 days ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates Hybrid Eco Sports Field Works LLC Full time

    Job Title: Q/C ManagerLocation: Umm Al Quwain, UAECompany: PFS Group of CompaniesJob SummaryThe Quality Control Manager will be responsible for overseeing all quality control activities across raw materials, in-process production, and finished products. The role requires strong hands-on laboratory experience, effective coordination with R&D and Production...

  • Senior Structural Engineer

    1 week ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates coremetal Full time

    Core Metal Industry LLC is seeking an experienced Senior Structural Engineer with Dubai Municipality (DM) certification to join our engineering team. The ideal candidate will be responsible for structural design, analysis, approvals, and site coordination for steel and industrial projects, ensuring compliance with Dubai Municipality regulations and...

  • Materials Manager

    6 days ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates ARC Group Full time

    Company DescriptionARC Group, established in 2012, is a leading organization specializing in structural steel and pipe fabrication, process skids, modular constructions, and pressure vessels. Based in Umm Al Quwain, United Arab Emirates, ARC is an ASME "U" and National Board "R" stamp certified company. We are committed to delivering high-quality engineering...

  • Government Relations Officer

    2 days ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates Palma Beach Resort Full time

    Role DescriptionWe are seeking a proactive and detail-oriented Government Relations Officer (GRO) to manage and facilitate all government-related processes for our company. The ideal candidate will have in-depth knowledge of UAE government regulations and procedures and will be capable of managing multiple tasks efficiently while ensuring compliance.Key...

  • Accounts Payable Executive

    6 days ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates IdeaCrate Edutainment Full time

    Key Responsibilities:Financial Reporting and Compliance OversightEnsure compliance with audit requirements and assist auditing team with necessary financial information.Maintain accurate General Ledger accounts in adherence to relevant accounting principles for audits.Manage detailed financial records and transactions for auditing and reporting...

  • Structural Steel Site Engineer

    13 hours ago

    Umm al-Quwain, Umm al Qaywayn, United Arab Emirates Al Baraq Steel Works L.L.C Full time

    We are seeking a qualified Project Engineer – Structural Steel (PEB) with strong experience in PEB erection and site management. The candidate will be responsible for supervising site activities, coordinating with clients, and ensuring that PEB and structural steel works are executed in accordance with approved drawings, schedules, and safety standards.Key...