Senior Credit Analyst – UAE at FlapKap – Dubai, Dubai, United Arab Emirates

7 days ago

dubai, United Arab Emirates Dataleum Full time

# Senior Credit Analyst – UAE at FlapKap – Dubai, Dubai, United Arab EmiratesNovember 12, 2025### Job Description* Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.* Evaluate the financial health of borrowers by analyzing their income, debt levels, and liquidity.* Assess the risk associated with extending credit and make recommendations for credit approvals or rejections.* Prepare detailed credit reports and summaries for internal and external stakeholders.* Monitor and manage the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessments.* Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk.* Collaborate with other departments, such as sales and underwriting, to gather and analyze necessary information for credit evaluations.* Provide guidance and support to junior credit analysts in their analysis and decision-making processes.* Develop and maintain relationships with clients, ensuring clear communication and understanding of credit terms and conditions.* Assist in the development and implementation of credit policies, procedures, and risk assessment models to improve overall credit management.**Requirements*** Strong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusions.* In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices.* Proficient in using financial analysis software and tools.* Excellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner.* Attention to detail and high level of accuracy in analyzing and interpreting financial data.* Ability to work independently and manage multiple priorities in a fast-paced, deadline-driven environment.* Strong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholders.* Sound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordingly.* Proficient in Microsoft Office Suite, particularly Excel, for financial analysis and reporting purposes.* Strong ethical standards and adherence to confidentiality requirements.Location### Location:
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