SME Credit Analyst
5 days ago
We are seeking a detail-oriented and analytical Credit Manager to join our Execution team. The successful candidate will be responsible for analysing credit data, assessing risk, and supporting the execution of SME Trade & Working Capital financing transactions.
This role requires strong analytical skills, attention to detail, and the ability to work collaboratively in a fast-paced environment.
Main Responsibilities
- Credit Evaluation: Analyse applicants' financial information, credit history, and other relevant data to assess their creditworthiness for SME Trade & Working Capital financing applications.
- Evaluate creditworthiness of clients and potential borrowers through financial statement analysis, credit reports, and market research.
- Assess risk factors and prepare comprehensive credit analysis reports to support decision-making.
Transaction Support
- Assist in transaction execution, loan origination, syndications, and refinancing.
- Collaborate with cross-functional teams (e.g., sales, risk management) to facilitate smooth transaction processes.
- Risk Assessment: Identify and evaluate potential risks associated with loan approvals and recommend appropriate actions.
- Data Analysis: Utilize advanced analytics to interpret data trends and insights, providing actionable recommendations to improve loan performance.
- Reporting: Prepare comprehensive credit analysis reports for internal stakeholders, highlighting key findings and recommendations.
- Policy Compliance: Ensure adherence to company credit policies and regulatory requirements, updating them as necessary based on market changes.
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