Credit Risk Manager

6 days ago


Sharjah, Sharjah, United Arab Emirates Michael page Full time
Job Summary

We are seeking a highly skilled Credit Manager to join our team at Michael Page. As a key member of our finance department, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, and approving or rejecting loans based on available data.

Key Responsibilities
  • Evaluating Creditworthiness: Assess the financial stability and credit history of potential customers to determine their creditworthiness.
  • Developing Credit Scoring Models: Create and implement credit scoring models to assess the risk of lending to potential customers.
  • Loan Approval and Rejection: Use data and credit scoring models to approve or reject loan applications.
  • Interest Rate Calculation: Calculate and set loan interest rates based on market conditions and customer creditworthiness.
  • Negotiating Loan Terms: Negotiate the terms of loans with new clients to ensure mutually beneficial agreements.
  • Regulatory Compliance: Ensure that all loans and lending procedures comply with relevant regulations and laws.
  • Loan Record Keeping: Maintain accurate and up-to-date records of all company loans.
  • Loan Monitoring: Monitor loan payments and bad debts to identify potential risks and areas for improvement.
  • Credit Policy Review: Regularly review and update the company's credit policy to ensure it remains effective and compliant.

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