Credit Risk Specialist

4 weeks ago


Dubai, Dubai, United Arab Emirates IIQAFGROUP Full time
Job Title: Credit Analyst

At IIQAFGROUP, we are seeking a skilled Credit Analyst to join our team. As a Credit Analyst, you will play a crucial role in assessing the creditworthiness of our clients and making informed decisions about loan approvals.

Responsibilities:
  • Credit Assessment: Evaluate the creditworthiness of existing and prospective clients, taking into account their financial transactions, credit history, and other relevant factors.
  • Financial Analysis: Conduct ratio, trend, and cash flow analyses to create projections and determine the degree of risk involved.
  • Report Generation: Produce clear and objective reports that provide a multidimensional perspective on the investment outlook.
  • Compliance Monitoring: Routinely monitor loans for compliance with credit policy and guidelines.
  • Portfolio Management: Monitor corporate portfolio asset quality on an ongoing basis and draft models of credit information that predict trends and patterns.
Requirements:
  • Experience: Proven working experience as a credit analyst, with a strong understanding of financial software and statistical packages.
  • Skills: Ability to analyze cash flows, leverage, collateral, and customer strength, with strong communication and presentation skills.
  • Education: BS degree in Business, Statistics, or a related field, with up-to-date knowledge of legal, compliance, and market risk-related issues.

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