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Credit Risk Analyst

2 months ago

Dubai, Dubai, United Arab Emirates ZOOMLION MIDDLE EAST Full time

Job Summary:

ZOOMLION MIDDLE EAST is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in assessing the creditworthiness of our customers and mitigating potential risks.

Key Responsibilities:

  • Conduct thorough site surveys and visit customers to investigate their operations and project status, and write detailed credit investigation reports.
  • Develop and maintain third-party financial channels, survey third-party policies, and guide the Sales Department to effectively carry out financing business.
  • Oversee overdue management, follow up on overdue progress with the Sales Department, and urge them to collect payments in a timely manner.
  • Maintain a strong relationship with our company's law firm, visit them regularly, and stay up-to-date on legal knowledge.
  • Investigate the construction machinery market, survey competitors' sales policies, and write regular reports.
  • Communicate with sales staff, participate in equipment sales business negotiations, and provide risk control suggestions.

Requirements:

  • Economics, Financial, Accounting, Management, or related field, with a bachelor's degree or higher, and a master's or MBA preferred.
  • More than 3 years of working experience in financial institutions, with construction machinery industry experience preferred.
  • Strong understanding of risk control investigation processes.
  • Proficient in writing credit reports.
  • Strong asset analysis, risk assessment, financial analysis, and negotiation skills.
  • CFA, FRM, CPA, or other relevant qualifications preferred.
  • Familiarity with local legal environment and corporate rules and regulations.

What We Offer:

  • A competitive salary of 6,000 AED.

Language: English (en-US)