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Financial Credit Specialist

2 months ago

Dubai, Dubai, United Arab Emirates IIQAFGROUP Full time

**Job Summary**

We are seeking a highly skilled Credit Analyst to join our team at IIQAFGROUP. As a Credit Analyst, you will play a critical role in assessing the creditworthiness of our clients and making informed decisions to mitigate risk.

**Key Responsibilities**

  • Conduct thorough credit assessments of existing and prospective clients, analyzing financial transactions, credit history, and other relevant data.
  • Develop and maintain a deep understanding of our clients' financial situations, including their cash flow, leverage, collateral, and customer strength.
  • Utilize statistical packages and financial software to analyze data and create projections.
  • Deliver clear and objective reports to stakeholders, providing a multidimensional perspective on the investment outlook.
  • Monitor loans for compliance and adhere to credit policy and guidelines.
  • Collaborate with cross-functional teams to ensure effective risk management and credit decision-making.

**Requirements**

  • Proven experience as a Credit Analyst, with a strong track record of credit risk assessment and management.
  • Proficiency in statistical packages and financial software, including Excel, SQL, and data visualization tools.
  • Strong analytical and problem-solving skills, with the ability to analyze complex data and make informed decisions.
  • Excellent communication and presentation skills, with the ability to effectively communicate credit risk assessments to stakeholders.
  • BS degree in Business, Statistics, or a related field.