Mortgage Advisor
5 months ago
**Job Description: -**
**Extensive knowledge in the below fields is**:
- Central Bank regulations on Mortgage Provision in UAE - Residents/Non-Residents
- Off Plan/Completed properties.
- Banks documentation to assess customer profile.
- Calculation of DBR - Debt Burden Ratio that determines how much a customer can get a mortgage.
- Understanding of customers Credit Report - scoring and how to improve if there are any issues like overexposed credit cards /personal loan etc.
- Credit norms of banks - Property Details/status of completion.
**Understanding of Projects -**
- Location
- Status of completion
- Handover status
- Current banks valuation for such properties
- CRM Documentation to waive penalties/restructure payments
**Training on Sales force -**
- To Register and raise a R for a customer.
- Follow up and track bank requirements.
- Upload and close files to other departments upon approval.
- Track status of DSR - Developer Self Registration - to close bank approval and collect our payment.
**Competencies, Education & Experience**:
- Audit, Financial Skills
- Financial Software
- Customer Service
- Confidentiality
- Analyzing Information
- Precision and reliability; ability to work autonomously
- Good communication skills.
- Any Graduation degree
- Experience in Banks mortgage department / Real Estate.
**Salary**: AED4,000.00 - AED5,500.00 per month
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