Specialist- Credit
2 weeks ago
Core Responsibilities
Develops proposals related to credit transactions and risks based on clients' financial information reviewed through related documents.
Evaluates clients' credit data and information and financial statements in order to determine the degree of risk associated with the account and facilitate the decision-making process based on creditworthiness.
Ensures that the credit documentation is complete for the purpose of facilitating the application process and ensures approvals on the same are obtained from delegated authority.
Manages the exception level (insufficient/deferred security documents and exception reports) efficiently and within the specified standards and timelines.
Ensures timely and accurate productivity reports are maintained and forwarded on a timely basis to the reporting manager.
Policies, Systems, Processes & Procedures
Ensures compliance with audit requirements and internal and external reporting obligations in line with the policy guidelines to ensure high standards of uniformity and consistency across FAB. Adherence to policies, processes, and procedures of FAB along with Central Bank Regulations.
Self Management Responsibilities
Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are achieved during the course of the year.
Identifies training and development requirements for self and agrees on them with the reporting manager to ensure that the required trainings are arranged and attended.
Strives to achieve the highest levels of proficiency on all the competencies and skills required to perform the role.
Keeps abreast of professional developments, new techniques, and current issues through related trainings.
People
Maintains professionalism and effective communication with colleagues within the unit and all other departments.
Adheres to individual duties and responsibilities at all times.
Specific Accountability
Analyzes clients' financial statements, bank statements, and/or audited statements and reviews clients' credit history to meet the bank's lending standards.
Ensures completeness and correctness of documentation in order to avoid fraud.
Minimizes risk by maintaining underwriting quality and ensures that the proposed amount is in line with the bank policy.
Highlights credit risks/mitigants and ensures deviations are captured as per policy while recommending proposals for approval to the line manager.
Ensures all system checks are performed correctly and reviewed as per process.
Ensures information is correctly reflected in CAS before changing the stage to the next level for approval.
Processes applications within agreed timelines.
Performs EV CPV where applicable.
Executes any other responsibilities entrusted by the line manager.
Qualifications:
Minimum Qualification:
Bachelor's degree in Business Administration, Management, Banking, or any related discipline.
Minimum Experience:
3 years relevant experience including 1 year in a similar role.
Additional Information:
The job role forms a key part of PB Credit by recommending new credit and extensions of credit facilities through analysis of financial documents and provides support to the UAE branches. Key accountabilities include credit review of mortgage loans.
Remote Work:
No
Employment Type:
Full-time
-
Specialist- Credit Control
7 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates First Gulf Bank PJSC Full timeSpecialist- Credit Control (Emiratized Role)- Full-time- Sub Division: Credit - Administration- Division: GCOOJoin the UAE's largest bank and one of the world's largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders, and communities to grow through differentiation, agility, and innovation. We are...
-
Specialist- Credit Control
1 week ago
Abu Dhabi, Abu Dhabi, United Arab Emirates First Gulf Bank PJSC Full timeSpecialist- Credit Control (Emiratized Role)Full-timeSub Division: Credit - AdministrationDivision: GCOOJoin the UAE's largest bank and one of the world's largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders, and communities to grow through differentiation, agility, and innovation. We are looking...
-
Specialist- Credit
3 weeks ago
Abu Dhabi, Abu Dhabi, United Arab Emirates First Abu Dhabi Bank Full timeCoreresponsibilities Develops Proposal Relatedto Credit Transactions and Risks based on Clients Financialinformation reviewed through related documents EvaluatesClients Credit Data and information and financial statement inorder to determine the degree of risk associated with the accountand facilitate the decision making process based on creditworthiness...
-
Credit Analyst
6 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates ADIB Full timeRole holder will go through on the job training and work on credit analysis.The job holder will be expected to support the overall maintenance of the assigned tasks within Credit Departments – these may include but are not limited to the preparation of credit approval packages, AC memos, Credit Round Table 'CRT' discussion materials, and credit file...
-
Trade Credit Expert
2 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates Turning Point HR Solutions Full timeAbout the Role:As a Trade Credit Expert, you will be responsible for structuring loans and trade credit products, preparing term sheets and credit applications, and ensuring budget targets are achieved. You will also identify cross-sell opportunities and review and finalize loan documentation.Key Responsibilities:Structuring loans and trade credit...
-
Credit Control Specialist
4 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates First Abu Dhabi Bank Full timeJob DescriptionThis role is responsible for ensuring the accurate processing of credit limits, maintenance of bank and country limits, and compliance with approved terms and policies.The ideal candidate will possess relevant experience in the banking sector, specifically in credit facility functions, with a minimum of 3 years of progressively increasing...
-
Specialist- Credit Control
7 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates First Abu Dhabi Bank Full timeCompany Description Join the UAE's largest bank and one of the world's largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help...
-
Specialist- Credit Control
5 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates First Abu Dhabi Bank Full timeCompany DescriptionJoin the UAE's largest bank and one of the world's largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us...
-
Credit Products Specialist
5 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates Turning Point HR Solutions Full timeONLY GCC NATIONALS APPLY• Structuring of loans & trade credit (including Letters of Credit, Letters of Guarantees, Bonds etc) products for clients• Structure the transaction such that the return on risk-adjusted capital (RAROC) is maximized• Preparation of term sheets and credit applications and seek internal approvals• Ensure that the budget...
-
Credit Card Sales Specialist
7 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates Transguard Group LLC Full timeTransguard Group was established in 2001 and has diversified significantly; we lead in the fields of Cash Services, Security Services, Manpower Services, Facilities Management & Aviation. Transguard Group is the UAE's most trusted business support and outsourcing provider and has a large, dynamic and culturally diverse workforce with 50,000 employees We are...
-
Lead, Credit
2 weeks ago
Abu Dhabi, Abu Dhabi, United Arab Emirates TAQA Distribution Full timeProvide specialist advise in the areas of credit and collections risk in order to better predict and manage defaults or delayed payments. Lead the development and implementation of recovery strategies.General Responsibilities:Policy, Procedures, Process and SystemsEnsure the compliance of organization's policy, systems, processes, procedures, and controls in...
-
Strategic Business Development Manager
4 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates Talent2 Full timeWe are seeking a Credit Origination and Risk Systems Specialist to join our Risk Solutions team for Corporate Banking. As part of this team, you will be responsible for the oversight of a new Credit origination and workflow system (algorithmic based).About the Job:Develop key requirements and test, analyze, conduct all data migration, technical and...
-
Specialist- Credit Control Emiratized Role
2 weeks ago
Abu Dhabi, Abu Dhabi, United Arab Emirates First Abu Dhabi Bank Full timeJOB PURPOSE: The Group Credit is a credit origination that enables business growth of First Abu Dhabi Bank's Corporate and Investment Banking (CIB) business, meets the service aspiration of all our customers, and remains an independent assurance provider of credit quality through the possession of sound credit risk product and market knowledge. This role...
-
Specialist- Credit Control Emiratized Role
1 week ago
Abu Dhabi, Abu Dhabi, United Arab Emirates First Abu Dhabi Bank Full timeJOB PURPOSE:The Group Credit is a credit origination that enables business growth of First Abu Dhabi Bank's Corporate and Investment Banking (CIB) business, meets the service aspiration of all our customers, and remains an independent assurance provider of credit quality through the possession of sound credit risk product and market knowledge. This role is...
-
Financial Products Specialist
4 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates Turning Point HR Solutions Full timeAbout Our Client:Our client is a leading global financial organisation based in Bahrain. They offer a wide range of financial products and services to individuals, businesses, and governments.Job Summary:We are seeking a highly skilled Financial Products Specialist to join our team. The successful candidate will be responsible for structuring loans and trade...
-
Abu Dhabi, Abu Dhabi, United Arab Emirates Talent2 Full timeThe successful candidate will be responsible for the development and implementation of a new Credit origination and workflow system. This role requires strong analytical and technical skills, as well as experience in managing end-to-end implementation projects.About the Requirements:Must have experience in managing the end-to-end implementation of a similar...
-
Senior Logistics Specialist
3 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates Hire Rightt - Executive Search Full timeRole: Senior Logistics SpecialistLocation: Dubai, UAEExcellent Salary PackageWe are hiring a Senior Logistics Specialist for a leading multinational company (MNC) in Dubai. This role requires a professional with strong leadership skills and expertise in logistics, supply chain, Freezone operations, and Letters of Credit (LCs).Key Responsibilities:Lead and...
-
Commercial Banking Specialist
23 minutes ago
Abu Dhabi, Abu Dhabi, United Arab Emirates VERA Security, Inc. Full timeAbout the RoleThis exciting opportunity is available within our Corporate and Commercial Banking Group, where you will play a critical role in developing and managing the portfolio of corporate financing.As a Commercial Banking Specialist, you will be responsible for assessing credit risk, setting, and structuring limits, as well as performing...
-
Financial Services Specialist
2 days ago
Abu Dhabi, Abu Dhabi, United Arab Emirates Turning Point HR Solutions Full timeAbout the Role:As a Financial Services Specialist, you will play a crucial role in structuring loans and trade credit products for clients. Your primary responsibility will be to structure transactions that maximize return on risk-adjusted capital.Key Responsibilities:Structure loans and trade credit products for clientsMaximize return on risk-adjusted...
-
Fulfillment Operations Specialist
13 hours ago
Abu Dhabi, Abu Dhabi, United Arab Emirates PayTech Nexus Ltd Full timeJob OverviewWe are seeking a talented Fulfillment Operations Specialist to oversee the delivery of campaign promises to customers.The successful candidate will have strong knowledge of credit card products and payment systems, as well as experience in marketing campaigns, project management, and vendor management.Responsibilities:Fulfillment...