Senior Manager

3 weeks ago


dubai, United Arab Emirates Tamara Full time
About UsFounded in 2020, Tamara empowers over 10 million people daily. We're pioneers, revolutionizing how people shop, pay and bank across the MENA region. We partner with thousands of merchants, from leading global and regional brands such as SHEIN, Jarir, Noon, IKEA, and H&M to small and medium businesses. Our rapid growth has resulted in success as we mark our Unicorn status. It's exciting, and this is just the beginning. It's more than a place to work; together, we are a customer-focused community, changing people's lives whilst achieving business results.Your roleWe're seeking a senior manager - credit portfolio management to join our credit risk team at Tamara. This role will be based in Dubai.You are a driven, determined, curious team player, knowing that collective strength means we all win. With a positive outlook, you are solution-oriented–persevering regardless of circumstances, always finding a way through, no matter the challenges.You will effectively find a way to work with everyone through empathy and respect. You will be driven and comfortable with responding quickly with urgency, with the ability to change course without losing momentum and energy, resulting in great success.Your responsibilities
Responsible for identification, measurement, assessment, management and reporting of credit riskDevelopment and oversight of PD, LGD, EAD and ECL models for IFRS9Ensure monthly risk-portfolio report is prepared and scenario analysis & stress tests are done on a regular basis in order to assess the impact of unexpected market conditionsSignificant interaction with a wide range of senior bank and risk management colleagues, as well as external stakeholders such as regulators/auditorsEnsure the model outputs are fit for purposes not only for regulatory capital and ECL estimates but also for daily business usage, underwriting decisions, risk appetite decisions and strategy designProactively identify emerging risks and assist the business process owners with resolving control gaps and issues and help to create quality corrective action plans, including understanding root cause of the issuePerform data analysis to monitor and track data quality and completeness of data
Your expertise
Bachelors in statistics, finance, data science or strategy managementExperienced 5+ yrs of experience in credit risk managementMust Have: ECL modeling experience, strong communication skillsCredit risk model development and validation of application and behavioral modelsSubject matter expert in the development and implementation of IFRS 9 ECL models
Join the revolutionTamara is a vibrant hub of exceptional individuals worldwide, with over 40+ nationalities committed to working with the broadest talent pool possible. We're proud of the wealth of cultural backgrounds that shape our teams, ensuring every experience is acknowledged and celebrated.We seek self driven individuals, fuelled by curiosity, ready to take control of their professional and personal development. We’re creating a place where possibilities are for the taking through career mobility, mentoring and cross-border collaboration. This approach has earned us a spot as one of the competitive tech companies to work for.All qualified individuals are encouraged to apply.
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