Investment Product Lead

Define du Pay's overall investment products strategy and vision in alignment with the company's broader growth strategy. Develop a clear multi-year investment products roadmap covering traditional, digital and tokenized investment products. Identify the priority customer segments, investment needs and use cases for du Pay. Develop clear product propositions that make traditionally complex investment products simple and accessible to mass-market customers. Evaluate opportunities based on customer value, commercial potential, strategic fit, regulatory feasibility and speed to market. Continuously monitor global and regional trends in wealthtech, fintech, brokerage, digital assets, tokenization and embedded investment Product Roadmap and Portfolio Management

Own and maintain the end-to-end Investment Products Roadmap.

Prioritise initiatives based on strategic value, revenue potential, customer demand, complexity, regulatory requirements and delivery timelines. Develop the business case for each new product or investment proposition. Define product economics, revenue models, pricing and commercial KPIs. Establish a clear build, buy or partner strategy for each investment product. Maintain a pipeline of future products and opportunities.

The initial roadmap is expected to include products such as:

Digital Gold and Digital Silver Digital precious metals Savings products Fixed-income and bond products Fractional equities ETFs and investment funds Tokenized assets and real-world assets Digital assets and other innovative investment propositions

Product Development and Delivery

Lead the full product lifecycle from concept through launch and ongoing optimization. Translate business, customer and market requirements into clear product requirements and specifications. Prepare product requirements documents, user journeys, user stories and acceptance criteria. Work closely with Technology, Engineering and UX teams to deliver intuitive and scalable customer experiences. Manage the investment products backlog and priorities development activities. Define Minimum Viable Products and ensure an effective balance between speed to market, customer experience, commercial objectives and operational requirements. Coordinate end-to-end testing, including functional testing, partner integration testing and customer acceptance testing. Ensure products are operationally ready before launch. Lead product launches and post-launch optimization.

Strategic Partnerships and Ecosystem Development

A key element of this role will be the ability to build an investment ecosystem through strategic partnerships. The Manager – Investment Products will:

Identify and evaluate potential partners, including:

Asset managers Banks and financial institutions Brokerage and trading platforms Precious metals providers Custodians Investment technology providers Digital asset platforms Tokenization platforms Licensed investment and financial institutions

Lead product and commercial discussions with external partners. Support the negotiation of commercial models, product structures and customer propositions. Evaluate partner technology and API capabilities. Develop clear criteria for partner selection. Coordinate the integration of external investment products into the du Pay ecosystem. Monitor partner performance, service levels, product economics and customer outcomes.

The successful candidate must be comfortable working with external partners and capable of translating complex partner capabilities into simple and compelling du Pay customer experiences. Regulatory, Risk and Compliance Coordination Work closely with Legal, Compliance, Risk and external regulated partners to ensure that all investment products are designed and launched within the applicable regulatory framework. Ensure regulatory requirements are incorporated into product design from the earliest stages of development. Understand and manage key product requirements relating to:

Customer suitability and appropriateness Investor disclosures Customer onboarding KYC and AML Risk disclosures Product governance Custody Safeguarding of customer assets Market conduct Customer communications

Coordinate product approvals and governance processes internally and with external partners. The role is not expected to replace Compliance or Legal functions, but the successful candidate must have sufficient regulatory and financial-services knowledge to design products that are commercially attractive and operationally and regulatorily viable

Customer Experience and Product Design

Develop simple, intuitive and highly digital investment journeys. Remove unnecessary complexity from traditionally complex investment products. Define the end-to-end customer journey from discovery through onboarding, investment, portfolio monitoring and redemption. Work closely with UX and Design teams to create a best-in-class mobile ex