Assistant Manager

منذ يوم

sharjah, الإمارات العربية المتحدة Emirates Post Group دوام كامل

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The Assistant Manager Credit Underwritingis responsible for evaluating creditworthiness assessing financial risks and supporting credit decision-making for retail and or corporate clients The role ensures compliance with internal credit policies regulatory requirements and risk management frameworks while maintaining portfolio qualityCredit Assessment UnderwritingAnalyze loan applications financial statements and supporting documentation to assess borrower creditworthinessConduct detailed credit risk analysis including income verification cash flow analysis and repayment capacityEvaluate credit proposals for retail SME or corporate segments as applicable and provide recommendationsEnsure adherence to internal credit policies lending guidelines and regulatory requirementsRisk Evaluation Decision SupportIdentify potential risks and recommend appropriate mitigantsReview credit scores bureau reports and financial ratiosAssist in structuring loan proposals including collateral evaluation and risk gradingSupport decision‑making by preparing credit appraisal notes and reportsPortfolio MonitoringMonitor existing credit portfolio performance and highlight early warning signalsAssist in periodic reviews of accounts and limit renewalsWork closely with collections and risk teams to manage delinquent accountsStakeholder CoordinationLiaise with sales and operations teams to obtain required documentationCoordinate with legal valuation and compliance teams for due diligenceSupport internal external audits and ensure timely closure of audit observationsProcess ImprovementIdentify opportunities to enhance underwriting processes and turnaround timeContribute to automation initiatives and policy updatesKnowledge & SkillsEssentialStrong knowledge of credit analysis, financial statement interpretation, and risk assessmentFamiliarity with credit bureau reports and risk rating modelsProficiency in MS Excel and credit underwriting systemsPreferredStrong analytical and problem-solving abilitiesAttention to detail and decision-making skillsExcellent communication and stakeholder managementAbility to work under pressure and meet deadlinesEducational QualificationsBachelor's degree in Finance, Accounting, Economics, or related fieldRelevant Experience5–8 years of experience in credit underwriting, risk assessment, or lending operationsExperience in banking, NBFC, or fintech preferredProfessional qualifications (CA, CFA, MBA – Finance) preferred

Assistant Manager

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وظائف مشابهة في sharjah

أهم المدن

الأمريكتين

أوروبا

آسيا / أوقيانوسيا

أفريقيا

Assistant Manager

احفظ هذه الوظيفة وحافظ على تنظيم بحثك

وظائف مشابهة في sharjah

أهم المدن