Senior Trade Finance Specialist

We're Hiring: Senior Trade Finance Specialist

Location:
United Arab Emirates (Remote) Employment Type: Full-Time Experience Level: Senior Work Arrangement: Fully Remote

About Us
We are a globally focused organization committed to supporting secure, efficient, and compliant international trade and cross-border financial operations across diverse markets. Our Finance and Trade teams collaborate across Treasury, Banking, Procurement, Sales, Commercial, Logistics, Legal, Compliance, Risk, Accounting, and external financial institutions to manage trade-finance transactions, documentary requirements, working-capital solutions, and international payment obligations. The Role We are seeking an experienced Senior Trade Finance Specialist to lead trade-finance operations, documentary credits, guarantees, collections, import and export financing, trade documentation, bank coordination, transaction controls, and working-capital support. The ideal candidate will combine strong technical knowledge of trade finance with excellent attention to documentation, risk awareness, banking relationships, and cross-functional coordination to ensure international trade transactions are processed accurately, efficiently, and in compliance with applicable requirements.

Key Responsibilities
Lead day-to-day trade-finance activities across import, export, domestic, and cross-border transactions. Manage documentary letters of credit, standby letters of credit, documentary collections, bank guarantees, and related trade instruments. Review trade-finance requirements and determine appropriate transaction structures in coordination with Treasury and Commercial teams. Coordinate issuance, amendment, advising, confirmation, presentation, negotiation, settlement, and closure of trade-finance instruments. Review letters of credit for commercial, operational, documentary, and financial requirements. Analyze letter-of-credit terms and identify discrepancies, risks, unusual clauses, and operational constraints. Coordinate with banks to issue, amend, advise, confirm, and settle documentary credits. Ensure trade documents comply with applicable letter-of-credit terms and documentary requirements. Review commercial invoices, packing lists, bills of lading, certificates of origin, insurance documents, inspection certificates, and other trade documentation. Coordinate documentary presentations with banks and ensure timely submission of required documents. Review documents for completeness, consistency, and compliance before bank presentation. Identify and resolve documentary discrepancies, exceptions, and bank queries. Manage documentary collections, including clean and documentary collections, in accordance with approved procedures. Coordinate import and export financing arrangements with banking partners. Monitor trade-finance facilities, utilization, maturity dates, available limits, collateral requirements, and outstanding exposures. Maintain accurate records of trade-finance facilities, transactions, instruments, documents, and bank correspondence. Coordinate issuance and management of bank guarantees, performance guarantees, advance-payment guarantees, bid bonds, retention guarantees, and other relevant instruments. Monitor guarantee expiry dates, claims periods, extensions, reductions, releases, and cancellations. Ensure guarantees are issued within approved authorities, limits, and contractual requirements. Coordinate with Legal and Commercial teams on guarantee wording and contractual requirements. Review trade-finance terms for alignment with customer, supplier, and contractual obligations. Work with Procurement and Supply Chain teams on supplier-financing, import-financing, and trade-payment arrangements. Coordinate with Logistics and Operations teams to ensure trade documentation supports shipment and customs requirements. Monitor shipment milestones and documentary deadlines relevant to trade-finance transactions. Ensure trade-finance activities align with applicable Incoterms and contractual trade requirements. Coordinate with banks, suppliers, customers, freight forwarders, customs brokers, insurers, and other trade partners. Maintain strong working relationships with relationship managers and trade-finance teams at banking institutions. Negotiate trade-finance terms, transaction fees, processing arrangements, and facility requirements where appropriate. Monitor bank charges, commissions, interest, discounting costs, and other trade-finance expenses. Reconcile trade-finance transactions, bank charges, financing balances, and related accounting entries. Coordinate with Accounting to ensure accurate recording of trade-finance transactions. Support Treasury with liquidity planning, trade-finance utilization, and working-capital management. Monitor trade-finance maturities, repayment obligations, settlement dates, and funding requirements. Prepare cash-flow forecasts incorporating trade-finance commitments and expected settlements.