Senior Marine Insurance Specialist

Job Title: Senior Marine Insurance Specialist

Location:
UAE (Remote) Employment Type: Full-Time Level: Senior Work Arrangement: Fully Remote — 100% Work From Home

About Us
We are committed to delivering reliable marine insurance solutions that protect cargo, vessels, and maritime-related commercial interests. We are seeking an experienced Senior Marine Insurance Specialist to manage marine insurance policies, assess risks, coordinate underwriting activities, handle complex marine claims, and maintain strong relationships with brokers, clients, insurers, and logistics stakeholders. The ideal candidate will have comprehensive knowledge of marine insurance products, strong risk assessment capabilities, and the ability to support marine insurance operations in a fully remote environment.

Key Responsibilities
Manage marine insurance activities covering cargo, hull and machinery, marine liability, and other relevant marine insurance products. Review insurance applications, declarations, shipping documents, vessel information, and risk details to assess coverage requirements. Support underwriting assessments by evaluating cargo types, vessel conditions, routes, navigation limits, transit methods, and exposure to maritime risks. Review policy wordings, insurance clauses, exclusions, deductibles, limits of liability, warranties, and special conditions. Prepare, review, and coordinate marine insurance quotations, policy schedules, endorsements, certificates, and renewal documentation. Assess cargo transportation risks involving sea freight, multimodal transit, storage, transshipment, and international shipping operations. Coordinate with marine underwriters, brokers, shipping companies, freight forwarders, logistics providers, surveyors, and other stakeholders. Review vessel particulars, classification information, trading areas, flag details, and relevant supporting documentation where applicable. Monitor policy renewals, premium adjustments, changes in insured values, and updates to cargo or vessel exposure information. Assist in evaluating marine claims involving cargo loss or damage, vessel damage, collision, grounding, fire, theft, and other covered maritime incidents. Review survey reports, bills of lading, commercial invoices, packing lists, delivery records, and other evidence relevant to marine claims. Coordinate with marine surveyors, loss adjusters, legal representatives, and claims teams to support investigations and settlement recommendations. Identify potential coverage disputes, policy breaches, documentation inconsistencies, and suspicious claims for appropriate escalation. Support claims recovery, salvage, subrogation, and third-party recovery processes where applicable. Monitor marine insurance market developments, freight movements, emerging maritime risks, and changes in underwriting conditions. Ensure marine insurance documentation and operational practices comply with internal policies and applicable UAE regulatory requirements. Maintain accurate electronic records of policies, quotations, endorsements, claims, premiums, and correspondence. Prepare management reports on portfolio performance, premium income, loss ratios, claims trends, renewal outcomes, and risk exposure. Identify opportunities to improve policy coverage, risk selection, documentation quality, operational efficiency, and customer service. Provide technical guidance to junior team members on marine insurance procedures, policy interpretation, and documentation standards. Protect confidential client, vessel, cargo, and commercial information in accordance with applicable privacy and data protection requirements. Perform all responsibilities remotely while maintaining effective communication with stakeholders across different locations and time zones. Qualifications and Experience Bachelor's degree or diploma in Marine Insurance, Maritime Studies, Shipping and Logistics, Insurance, Risk Management, Business Administration, or a related field. At least 5–8 years of relevant experience in marine insurance, marine underwriting, cargo insurance, marine claims, or maritime risk management. Strong understanding of marine cargo insurance, hull and machinery insurance, marine liability coverage, and related insurance products. Knowledge of marine insurance clauses, policy conditions, exclusions, deductibles, warranties, and coverage limitations. Experience reviewing shipping documents, bills of lading, cargo declarations, vessel information, survey reports, and insurance certificates. Understanding of international shipping operations, maritime trade routes, cargo handling, transshipment, and transportation risks. Familiarity with marine claims assessment, loss investigation, surveyor coordination, salvage, and recovery procedures. Knowledge of marine insurance principles, including relevant Institute Cargo Clauses and Institute Hull Clauses, is an advantage. Familiarity with UAE insurance practices and applicable regulatory requ