Credit Manager
منذ 17 ساعات
Dubai International Financial Centre, Dubai, الإمارات العربية المتحدة
OmanYP
دوام كامل
مجانًا عبر البريد الإلكتروني أو Google
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مجانًا عبر البريد الإلكتروني أو Google
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Our client is a well-established multinational organization operating within a highly regulated and fast-paced industry. The business has a strong regional footprint across the Middle East and is known for its commitment to operational excellence, robust governance standards, and long-term investment in talent and leadership capability.
Lead and implement a regional credit management strategy aligned with business growth objectives and risk appetiteDefine, standardise, and maintain customer credit policies, approval frameworks, and governance standards across multiple marketsReview and approve customer credit limits within delegated authority, escalating high-risk exposures with mitigation recommendationsMonitor customer financial health, payment behaviour, concentration risk, and exposure trends across the portfolioDrive collections performance and DSO improvement across emerging marketsEstablish and track clear KPIs for collections teams and local finance functionsLead overdue debt recovery actions and manage escalation governancePartner with commercial leadership to resolve collection challenges while protecting cash flow and business interestsImprove cash conversion cycles and overall working capital performanceOversee all customer-related banking instruments and trade finance mechanisms, including LCs, LGs, bank guarantees, documentary collections, and advance payment instrumentsEnsure robust controls over issuance, tracking, amendments, renewals, expiry management, and release of banking instrumentsCollaborate with treasury teams and banking partners to optimise trade finance processesSupport contract reviews relating to payment terms and banking security clausesEstablish and maintain strong credit governance, internal controls, and audit readiness across marketsDrive standardisation and continuous improvement across order-to-cash and credit management processesSupport automation, digitalisation, and ERP system enhancements related to credit and collectionsAct as a strategic business partner to commercial teams on payment terms, distributor risk, tenders, and major customer negotiationsDeliver regular credit risk, working capital, and exposure reporting to regional leadershipCoach and support local finance teams, building capability and consistency across marketsBachelor's degree in Finance, Accounting, Business Administration, or a related discipline8 to 10 years of progressive experience in finance, with strong hands-on credit management leadershipRegional or multi-country experience, ideally across emerging markets, Middle East, or AfricaProven experience within pharma, FMCG, healthcare, medical devices, or similar distribution-driven industriesSolid experience in credit risk assessment, collections, working capital optimisation, and DSO improvementStrong ERP system exposure, with SAP experience highly preferredAbility to operate effectively in fast-paced, matrix, and cross-cultural environments