Islamic Finance Executive-Auto Finance

5 days ago


Dubai, Dubai, United Arab Emirates ADIB - Abu Dhabi Islamic Bank Full time
Islamic Finance Executive-Auto Finance (Outsource Role)

Company: ADIB - Abu Dhabi Islamic Bank
Location: Dubai, United Arab Emirates
Posted: 1 month ago
Type: Permanent
Salary: Competitive

Job Description

Role: Islamic Finance Executive - Auto Finance
Main Responsibilities:

1. To source Sahel products to the specified target segment and achieve or exceed the assigned target.
2. Maintain good relationship with all the business entities/ individuals where the business sourced.
3. Visit potential companies/ institutions to finalize business deals within the targeted turnaround time based on ADIB policy and procedure.
4. Full awareness on product knowledge and implementing them at all times.
5. Deliver a timely prompt service to the Customers.
6. Adhere with stipulated office timing, follow strictly secrecy norms, and maintain data confidentiality.
7. Prepare and review Standard Credit Application and ensure all information provided is accurate and authentic.
8. Follow the approval process and escalate delays to RSS, if any.
9. Execute Murabaha contract with the customer representing ADIB, and prepare the file as per the checklist.
10. Ensure that all applications submitted are error-free and rectify any errors.
11. Check the file activation and notify the RSS in case of delay at Card center end.
12. Maintain a good rapport with inter-department/peers by ensuring a smooth flow of business.
13. Participate in activities assigned by your line manager during promotions.
14. Initiate cross-sell of other banking products on a best efforts basis.
15. Escalate customer complaints to the supervisor level if any.

Specialist Skills / Technical Knowledge Required for this role:

1. Broad knowledge of ADIB's Retail Banking products & services
2. Fair knowledge of service standards, sales skills, and computer skills
3. Good knowledge of UAE banking practices, regulations & risks
4. General awareness of competitors in the local market

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