Digital Payments Specialist
منذ 18 ساعات
United Arab Emirates
tech spectrum ai solutions
دوام كامل
مجانًا عبر البريد الإلكتروني أو Google
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Job Description
We are looking for a detail-oriented, analytical, and tech-savvy Digital Payments Specialist to join our team If you are passionate about digital payment technologies, financial transactions, payment operations, and delivering seamless payment experiences, we'd love to hear from you.
Key Responsibilities
- Manage and monitor digital payment operations to ensure smooth, secure, and efficient transaction processing.
- Oversee payment channels, including mobile wallets, bank transfers, debit/credit cards, and online payment gateways.
- Monitor transaction success rates, failed payments, refunds, chargebacks, and settlement processes.
- Identify payment-related issues and coordinate with relevant teams and payment service providers for timely resolution.
- Analyze payment transaction data to identify trends, operational gaps, and opportunities for improvement.
- Support the integration, testing, and optimization of digital payment solutions.
- Ensure payment processes comply with applicable financial regulations, security standards, and internal policies.
- Collaborate with banks, payment gateways, fintech partners, and internal stakeholders.
- Prepare regular reports on transaction volumes, payment performance, reconciliation, and operational efficiency.
- Investigate payment discrepancies and support accurate transaction reconciliation.
- Stay updated on emerging digital payment technologies, fintech innovations, and industry developments.
- Recommend strategies to improve payment success rates, customer experience, and operational efficiency. Requirements
- Bachelor's degree in Finance, Accounting, Business Administration, Information Technology, or a related field.
- Previous experience in digital payments, fintech, banking operations, payment processing, or a similar role is preferred.
- Understanding of digital payment systems, payment gateways, mobile wallets, and electronic transactions.
- Knowledge of payment reconciliation, settlements, refunds, and chargeback processes.
- Strong analytical, numerical, and problem-solving skills.
- Proficiency in Microsoft Excel and data reporting tools.
- Familiarity with payment platforms, APIs, and transaction management systems is a plus.
- Understanding of payment security, fraud prevention, and compliance requirements.
- Excellent communication and coordination skills.
- Strong attention to detail and ability to manage multiple operational priorities. What We're Looking For A technology-driven and analytical professional who understands the digital payments ecosystem, can manage payment operations effectively, identify transaction-related challenges, and contribute to building secure, reliable, and seamless payment experiences.