Systems Architect
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- Develop and maintain the integrated project plan WBS schedule and critical path across the LOS LMS and Collections workstreams
- Manage scope milestones and deliverables across phased go-live waves starting with greenfield new-book implementation followed by legacy migration
- Drive day-to-day delivery sprint cadence and resource planning across business IT and vendor teams
- Track and report project progress budget CAPEX OPEX and QG gate readiness
- Manage Loan Origination System LOS migration from Newgen IBPS to Flowable including onboarding application capture STP journeys credit decisioning policy rules and BPMN approval workflows
- Manage Loan Management System LMS migration from Nucleus LMS v3 3 to FinnOne Neo covering servicing repayment scheduling accrual GL accounting deferral rescheduling write-off and closure
- Manage Collections migration from Intellect to FinnOne Neo covering delinquency management bucketing dunning collections workflows allocation field and tele-calling promise-to-pay and legal recovery processes
- Oversee KYC AML documentation and disbursement handoff to core banking
- Manage conventional retail lending products on FinnOne Neo and Islamic retail lending products on Finacle 11 x including Murabaha and Ijara
- Coordinate integrations across core banking credit bureau e-KYC payments GL channels and dialer collections tools
- End-to-end delivery management of large, multi-workstream banking technology/system implementation programmes.
- Strong planning, scheduling, and critical-path management using MS Project, Wrike, or similar tools.
- Budget, vendor, and commercial management.
- Governance, RAID management, and stakeholder reporting at senior/CXO level.
- Working knowledge of LOS, LMS, and Collections platforms, along with integration patterns including REST/SOAP, APIs, and data migration.
- Experience with Agile and Waterfall/Hybrid delivery methodologies.
- Bachelor’s degree in a relevant field; Master’s degree/MBA preferred.
- 12–14 years of banking/financial services experience, with a strong project delivery track record.
- Proven experience managing retail lending system implementations across origination, loan management, and collections, including platforms such as Flowable, Newgen, FinnOne Neo, Nucleus, Intellect, Finacle, Pega, and TCS BaNCS.
- PMP, PRINCE2, or equivalent certification required; Agile/Scrum certification is an advantage.
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