Junior Underwriter

Join to apply for the Junior Underwriter role at Rokstone Underwriting. Direct message the job poster from Rokstone Underwriting. Who We Are Rokstone, part of the Aventum Group, is an established international underwriting MGA and approved Lloyd’s of London coverholder, where we also hold a Lloyd’s Box. With innovation at our core, we go beyond the ordinary to offer brokers specialised (re)insurance solutions. Within Rokstone, we house specialist MGAs such as Novus, iSure and iFarm, each contributing to our commitment to redefining industry standards. At the heart of Aventum are our people. Working together in dynamic, service‑focused teams, we prioritise our customers in everything we do. Collaboration fuels our success, courage drives our innovation and continuous improvement keeps us ahead in a rapidly evolving industry. Our shared commitment is to revolutionise insurance for the better, one day at a time. We also believe that investing in our people is investing in our future. By empowering people across the Group to develop their careers, advance within the Group, and embrace new challenges, we build an environment where growth and learning never stop. Our competitive benefits package, offered via a flexible benefits platform, reflects this. Beyond core benefits, employees have the freedom to tailor their benefits to meet their individual needs, supporting their unique goals and ambitions. Role Summary You will assess the risks according to Underwriting guidelines. Working closely with actuaries, risk and claims managers, and brokers, you'll ensure a balance between attracting and retaining customers through competitive insurance premiums and being able to cover any potential losses from claims. Role Accountabilities Study insurance proposals. Gather and assess background information, including proposal forms and survey report specialists where appropriate, in order to effectively assess the risk involved. Calculate possible risk and decide how much individuals or organisations should pay for insurance (the premium). Decide whether the risk should be shared with a reinsurer. Negotiate terms with policyholders or their brokers and draw up contracts. Ensure that premiums are competitive and that accounts remain profitable. Understand the pricing mechanisms and pricing adequacy for risks globally. Specify conditions to be imposed on different types of policies, and ensure adequacy of warranty controls. Write policies and help develop policy wordings. Keep detailed and accurate records of policies underwritten and decisions made. Work closely with senior underwriter in developing new practices and new underwriting ideas as well as opening up new markets and opportunities. Any additional duties as assigned. Role Requirements Previous experience in an Underwriting role is essential. Skills and Abilities Outcome focused. Team worker with the ability to work on own initiative. Communicating ideas through writing. Accuracy and attention to detail. Good IT Skills. Solving mathematical problems. Ability to research and investigate. Management Duties No. We are committed to fostering an inclusive and diverse workplace. We are proud to be an equal employment opportunity employer and do not discriminate against any employee or applicant on the basis of race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, marital status, or any other characteristic protected by applicable laws. We believe that our diversity makes us stronger and we are dedicated to providing a work environment where all individuals are treated with respect and dignity, and where everyone has the opportunity to thrive and succeed. We value applicants from all backgrounds and foster a culture of inclusivity. We understand the need for flexibility, so work in a hybrid model. Please let us know if you require any reasonable adjustments during the recruitment process. Employees working within an underwriting role must have a license to work in that capacity upon commencing employment with us. #J-18808-Ljbffr