Product Associate
7 days ago
- *Technical Vision*: Defineand implement the technical strategy for business financedigitization, aligning with organizationalgoals.
- *Solution Design*: Architect and designscalable, secure, and integrated solutions for financial processes(Auto Finance, Home Finance andCards).
- *Technology Evaluation*: Assess andrecommend suitable technologies (e.g., ERP, fintech,blockchain).
- *Team Leadership*: Lead and mentorcross-functional teams (developers, QA, designers) to deliverhigh-quality solutions.
- *Project Management*:Oversee project timelines, budgets, and resourceallocation.
- *Stakeholder Collaboration*: Workclosely with finance, business, and IT stakeholders to gatherrequirements and ensure solutionadoption.
- *Technical Debt Management*: Identifyand address technical debt, ensuring solution maintainability andscalability.
- *Change Management*: Implementeffective change management strategies to minimizedisruption.
- *Compliance and Risk*: Ensuresolutions comply with regulatoryrequirements
- *Innovation*: Stay updated onindustry trends and emerging technologies, applying innovativesolutions.
- Requirements*
- *Experience*:5+ years in technical leadership roles, with 5+ years in financedigitization or related fields.
- *Education*:Bachelor's degree in Computer Science, InformationTechnology, or related fields.
- *TechnicalSkills*: Proficiency in: Loan Origination systemLOS
- Cloud platforms (e.g., AWS, Azure, GoogleCloud).
- Database management (e.g., MySQL,MongoDB).
- Agile methodologies (e.g., Scrum,Kanban).
- Communication*: Excellentcommunication, presentation, and interpersonalskills.
- Products can be digitized by enablingthem to be bought, sold, and marketed through online channels.Digital sales platforms, payment systems, and product listingsallow businesses to reach a global audience and streamline productsales.
1.Digital TwinTechnology
- ADigital Twin is a virtual replica of aphysical product or system. It allows companies to simulate,monitor, and optimize real-world products or assets in real-time.For example, in manufacturing, a digital twin of a machine orproduction line can provide data on its performance, predictivemaintenance needs, and potential issues before theyoccur.
- Applications :Product design, performance monitoring, predictive maintenance, andlifecycle management.
2.IoT Integration (Internet ofThings)
- TheInternet of Things (IoT) involvesembedding sensors, software, and connectivity into physicalproducts, allowing them to collect and transmit data. By digitizingproducts with IoT, companies can gain real-time insights intoproduct usage, performance, and customerbehavior.
- Applications :Smart appliances, connected cars, wearables, healthcare devices(e.g., smart glucose monitors).
3.Cloud-Based Products andServices
- CloudComputing enables products to store data, processinformation, and offer services through the internet, making themaccessible from anywhere. Products that were once stand-alone itemscan now operate with cloud-connected platforms for greaterfunctionality.
- Applications :Software-as-a-Service (SaaS) products, cloud-based storagesolutions, and digital media platforms (e.g., Netflix,Spotify).
4. Mobile andWebApplications
- Creatingmobile apps or web platforms to control or interact with physicalproducts is a form of product digitization. Many physical productsare now paired with mobile applications that offer enhancedfunctionalities, remote control, and userinterfaces.
- Applications :Home automation systems (e.g., smart thermostats controlled bymobile apps), fitness trackers paired with healthapps.
5. Product Dataand Analytics
- Digitizedproducts often generate large amounts of data. By collecting andanalyzing this data, companies can gain insights into how theirproducts are used, identify areas for improvement, and enhance theoverall customerexperience.
- Applications :Consumer electronics that track user behavior, cars that report ondriving habits, and fitness trackers that provide personalizedfeedback.
6. E-commerceIntegration
- Productscan be digitized by enabling them to be bought, sold, and marketedthrough online channels. Digital sales platforms, payment systems,and product listings allow businesses to reach a global audienceand streamline productsales.
- Applications :Online marketplaces (e.g., Amazon), digital subscriptions (e.g.,Netflix), and e-commerce websites for physicalproducts.
Product & Service Knowledge,ProductInspections,Product Sourcing
Employment Type: Full-time
Department / FunctionalArea: Product Strategy
Experience: years
Gender: Male
Vacancy: 1
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