Chief Credit Governance Officer

2 days ago


Abu Dhabi, Abu Dhabi, United Arab Emirates First Abu Dhabi Bank Full time

We are seeking a highly skilled and experienced Chief Credit Governance Officer to join our team at First Abu Dhabi Bank.

About the Job:

  • In this role, you will be responsible for developing and implementing effective credit governance policies and procedures across the bank.
  • You will work closely with the Head of Credit to ensure that credit facilities are approved in accordance with established policies and procedures.
  • This role requires a strong understanding of credit analysis, fact-based and backed with sound rationale to support or otherwise.
  • You will also be responsible for ensuring accuracy of data being presented to various stakeholders including senior management.

Key Responsibilities:

  • Developing and implementing effective credit governance policies and procedures across the bank.
  • Collaborating with the Head of Credit to ensure that credit facilities are approved in accordance with established policies and procedures.
  • Maintaining strong oversight and control over the allocated credit portfolio, ensuring that effective portfolio monitoring and mechanisms are in place and processes are adhered to.
  • Ensuring efficiency, integrity, reliability, and speed in Credit Governance and decision-making.
  • Leading, guiding, and collaborating either on own account or with Offshore teams &/or Credit Managers and with Coverage Units and Product Teams on structuring of credit facilities to ensure that all deals/facilities are structured in a sound and robust manner.
  • Acting as an Advisor & Consultant as a representative of Credit and being seen as a business enabler to provide workable solutions in driving key relationships and transactions.
  • Advising the team on the risk factors associated with complex transactions and the clauses imperative in mitigating these.
  • Participating and engaging in client relationships through client visits/conference calls as part of transaction initiation &/or ongoing relationship monitoring. It is expected that all clients in the allocated portfolio are met once annually and for key relationships &/or problem accounts as frequently as may be required.
  • Gathering market intelligence and inputs to use them judiciously as part of the credit decision-making process.

Requirements:

  • Candidate must have 10-15 years relevant experience in the banking sector with at least 7 years in a similar position with demonstrated career progression in credit related functions (FOR CREDIT MANAGER).
  • Desirable: Chartered Accountant/Master's in Business Administration (MBA) or any other relevant finance degree or diploma.
  • Emiratized role & should hold a Family book in UAE.

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