Residential Mortgage Professional

4 days ago


Abu Dhabi, Abu Dhabi, United Arab Emirates First Abu Dhabi Bank FAB Full time

Job Title: Residential Mortgage Professional

Location: Dubai, United Arab Emirates

Vacancy: 1 Vacancy

Job Summary:

We seek an experienced and results-driven Residential Mortgage Professional to join our team. As a key member of our Direct Sales team, you will play a vital role in helping clients achieve their homeownership goals while contributing to the growth of our mortgage portfolio.

  • Client Relationship Building: Develop and maintain strong relationships with clients, real estate agents, and other referral sources to expand our client base.
  • Mortgage Application Preparation: Prepare and present mortgage applications, ensuring all required documentation is complete and accurate.
  • Negotiation and Closing: Negotiate terms and conditions with clients and lenders to structure favorable mortgage deals and close mortgage applications efficiently.
  • Market Research and Analysis: Stay up-to-date with market trends, competitor offerings, and regulatory changes in the UAE mortgage industry to provide expert advice to clients.
  • Sales and Customer Satisfaction: Achieve and exceed sales targets while maintaining high customer satisfaction levels.
  • Team Collaboration: Collaborate with internal teams to ensure smooth processing and closing of mortgage applications.

Requirements:

  • Bachelor's degree in Finance, Business Administration, or a related field.
  • Minimum 3-5 years of experience in mortgage lending or related financial services.
  • Proven track record in direct sales, preferably in the banking or real estate sector.
  • Strong communication and interpersonal skills, with the ability to build rapport with clients from diverse backgrounds.
  • Excellent sales techniques and negotiation skills.
  • Advanced financial analysis and problem-solving abilities.
  • Proficiency in mortgage lending software and CRM systems.
  • In-depth knowledge of UAE mortgage regulations and banking practices.
  • Understanding of real estate market trends in Dubai and the UAE.
  • Fluency in English and Arabic.
  • Self-motivated with a strong work ethic and the ability to work independently.
  • Detail-oriented with a commitment to accuracy and compliance.
  • Flexibility to work outside regular business hours when required to meet client needs.


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