Commercial Lending Expert
2 weeks ago
The role of a Commercial Lending Expert is to analyze financial documents and provide support to the business by recommending new credit and extensions of credit facilities. This involves evaluating clients' credit data and financial statements to determine the degree of risk associated with the account and facilitate the decision-making process based on creditworthiness.
Main Responsibilities:
• Develop and maintain knowledge of commercial lending policies and procedures.
• Analyze financial documents and provide recommendations for new credit and extensions of credit facilities.
• Evaluate clients' credit data and financial statements in order to determine the degree of risk associated with the account and facilitate the decision-making process based on creditworthiness.
• Manage the exception level (insufficient/deferred security documents and exception reports) efficiently and within the specified standards and timelines.
Skills and Qualifications:
• Bachelor's degree in Business Administration, Management, Banking, or any related discipline.
• 3 years relevant experience including 1 year in a similar role.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
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