Financial Risk Analyst

4 weeks ago


Sharjah, Sharjah, United Arab Emirates Abu Dhabi Islamic Bank - Egypt Full time
Position Overview

The role of a Credit Underwriter at Abu Dhabi Islamic Bank - Egypt involves a comprehensive evaluation of financial documentation to ensure the integrity and accuracy of applicant information.

Key Responsibilities
  1. Examine Financial Statements: Conduct thorough analysis of bank statements to verify authenticity, continuity, and business turnover, while also identifying any potential discrepancies.
  2. Financial Analysis: Review and assess applicants' financial statements, providing insights and comments as necessary.
  3. Customer Verification: Utilize de-duplication and credit bureau reports to check the status of customers.
  4. Performance Targets: Achieve daily performance targets set by management while minimizing errors as indicated by the scorecard.
  5. Case Escalation: Identify and escalate complex cases requiring higher decision-making authority, accompanied by detailed analysis and recommendations.
  6. Product Knowledge: Maintain comprehensive knowledge of the bank's products, policies, and procedures.
  7. Process Improvement: Actively suggest and implement enhancements to underwriting processes to boost efficiency and productivity.
  8. Team Collaboration: Foster a positive team environment and demonstrate a proactive attitude.
  9. Additional Responsibilities: Undertake any other tasks assigned by management as needed.
  10. Productivity Standards: Ensure timely completion of work while striving to enhance overall productivity.
  11. System Support: Assist in the implementation of financial systems, addressing issues until resolved, and ensuring compliance with policy parameters.

In this role, you will play a crucial part in maintaining the integrity of the underwriting process while contributing to the overall success of the organization.



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