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Islamic Finance Executive

2 months ago

Dubai, Dubai, United Arab Emirates Abu Dhabi Islamic Bank Full time
About the Role

We are seeking a highly skilled Islamic Finance Executive to join our team at Abu Dhabi Islamic Bank. As an Islamic Finance Executive - Auto Finance, you will be responsible for sourcing Sahel products to the specified target segment and achieving or exceeding assigned targets.

Main Responsibilities
  • Source Sahel products to the specified target segment and achieve or exceed assigned targets.
  • Maintain good relationships with business entities and individuals where business is sourced.
  • Visit potential companies and institutions to finalize business deals within the targeted turnaround time based on ADIB policy and procedure.
  • Deliver timely and prompt service to customers.
  • Adhere to stipulated office timings, follow secrecy norms, and maintain data confidentiality.
  • Prepare and review Standard Credit Applications, ensuring all information provided is accurate and authentic.
  • Follow the approval process and escalate delays to the relevant teams.
  • Execute Murabaha contracts with customers, representing ADIB, and prepare files as per the checklist.
  • Ensure all applications submitted are error-free and rectify errors if any.
  • Check file activation and notify the relevant teams in case of delays.
  • Maintain good rapport with inter-departmental peers to ensure a smooth flow of business.
  • Participate in activities assigned by the line manager during promotions.
  • Initiate cross-selling of other banking products on a best-efforts basis.
  • Escalate customer complaints to the supervisor level if any.
Specialist Skills and Technical Knowledge Required
  • Broad knowledge of ADIB's Retail Banking products and services.
  • Fair knowledge of service standards, sales skills, and computer skills.
  • Good knowledge of UAE banking practices, regulations, and risks.
  • General awareness of competitors in the local market.