Senior Lending Analyst

1 week ago


Dubai, Dubai, United Arab Emirates Deem Finance Full time

At Deem Finance, we are seeking a highly skilled Senior Lending Analyst to join our team. As a Senior Lending Analyst, you will be responsible for ensuring that our lending policies and procedures are implemented accurately on our proprietary Decision Engine.

Key Responsibilities

  • Liaise with Deem IT to implement policy changes, scorecard updates, and STP rule modifications on the institution's Decision Engine.
  • Develop and validate existing scorecards, including Application Scorecard and Behaviour Scorecard.
  • Analyse credit bureau data and customer demographics to identify factors that correlate with loss rates.
  • Structure credit bureau data to extract new information and maximize its usage in credit decision-making.

Create plans to improve straight-through processing rates on the onboarding platform.

Requirements

  • A minimum of 5 years' experience in an analytical role related to consumer lending.
  • Experience in developing and maintaining application/behaviour/collection scorecards.
  • Knowledge of implementing decision engines/rule engines to automate underwriting checks.


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