Commercial Credit Officer
2 weeks ago
Job Description:
We are seeking a highly skilled Commercial Credit Officer to join our team. In this role, you will be responsible for assessing and evaluating commercial credit proposals to ensure they meet the bank's risk management criteria.
Key Responsibilities:
- Conduct thorough analysis of commercial credit proposals to determine their feasibility and potential risks
- Maintain a high-quality portfolio of assigned commercial credit proposals, reflecting best practices in risk asset regulation
- Raise technical authorization requests for temporary excess limits and facility extensions
- Monitor commercial credit portfolios to prevent irregularities and maintain good health
- Coordinate with other departments to provide effective services to corporate clients
Business Development:
- Contribute to business growth through marketing new customers and expanding existing relationships
- Underwrite commercial credit appraisal, including financial and business analysis
- Structure commercial credit lines to meet client needs and credit criteria
Portfolio Management:
- Maintain timely submission of commercial credit proposals
- Technical authorizations for excess limits and facility extensions
- Monitor past dues and commercial credit quality
- Ensure commercial asset classification aligns with regulatory and policy guidelines
Qualifications:
- Bachelor's degree in Commerce and Finance or related field
- Minimum 3 years of experience in commercial credit management and corporate lending
- Strong understanding of UAE regulations and requirements
- Excellent commercial credit assessment, structuring, and documentation skills
This is an excellent opportunity to bring your expertise in commercial credit management and corporate lending to drive business growth and portfolio success.
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