Business Loan Manager

2 weeks ago


Dubai, Dubai, United Arab Emirates beBee Careers Full time

In this role as Business Loan Manager, you will be responsible for evaluating loan applications, conducting credit risk assessments, and negotiating loan terms. A strong understanding of commercial loan underwriting and credit risk assessment is essential, along with excellent analytical and financial modeling skills.

Responsibilities and Expectations

  • Evaluate loan applications and conduct thorough credit risk assessments.
  • Analyze financial statements, cash flow projections, and collateral valuation to assess creditworthiness and determine loan viability.
  • Negotiate loan terms and conditions with clients.
  • Develop and maintain strong relationships with clients and referral sources.
  • Collaborate with internal stakeholders to ensure compliance with loan policies and regulations.
  • Prepare comprehensive loan proposals and present recommendations to loan committees.
  • Assist clients with loan documentation and closing processes.
  • Monitor loan performance and take proactive measures to address delinquencies or defaults.

Requirements and Qualifications

  • Bachelor's degree in Business, Finance, or a related field.
  • A minimum of 3 years of experience in commercial lending.
  • Strong knowledge of commercial loan underwriting and credit risk assessment.
  • Excellent analytical and financial modeling skills.
  • Strong understanding of loan documentation and legal requirements.
  • Effective communication and negotiation skills.
  • Ability to work independently and as part of a team.
  • Strong attention to detail and organizational skills.

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