Zgebs M.e Underwriter

ZGEBS M.E Underwriter

**Job Summary**

Zurich Middle East is part of Zurich Insurance Group, one of the world's largest and most experienced insurers. Our mission is to help our local community understand and protect themselves from risk both locally and globally.

As a member of the Zurich Global Employee Benefits Solutions* (ZGEBS) Middle East team, you will be responsible for underwriting and analyzing new and existing Group Life & Group Medical Business within delegated authority levels, under direct supervision, to achieve business goals and maximize customer experience.
- The Zurich Global Employee Benefits Solutions team help multinational companies find the right financing solutions for their global employee benefit plans.

**Job Accountabilities**

**As ZGEBS M.E Underwriter, your role will involve:
- Completes assignments of low to moderate complexity while working within delegated authority.
- Provides technical pricing support and guidance to customers and distributors under delegated authority.
- Demonstrate technical excellence in pricing large corporate healthcare schemes and skills in evaluating medical trends and key inflation drivers.
- Deep understanding of private medical insurance benefits offered in the region and minimum benefits mandated by the regulators.
- Provide technical pricing impacts for benefit changes and suggestion on enhancements/cost containment of benefits with related impacts to the clients and related functions.
- Maintains distributor relationships by consistently requesting the correct evidence, consistently making the correct decision, and always explaining rating decisions.
- Completes a range of queries and referrals within agreed authority limits, measuring the exposure & analyzing the risk of each case to maintain underwriting standards.
- Contributes to the development and improvement of technical underwriting standards, controls, practices, and procedures to better meet business goals.
- Proactively contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy, ensuring we charge the right premium for the associated risk.
- Proactively supports development of self and others and contributing to a positive and supportive team culture.
- Assists with training as directed.
- Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge in underwriting expertise, systems, procedures, and processes.

**Job Qualifications**

**To be successful in this role, you will need:
- Bachelor's degree (or equivalent) in Finance and 8 or more years of experience in related field
- Other professional qualifications such as AFPC (Pensions), APMI, IMC
- Healthcare pricing experience for large corporates in the region.
- Familiarity with customer needs and those of their advisers.
- An ability to understand, interpret and translate customer requirements into deliverables A good understanding of DC pensions and an awareness of current pensions issues.
- Good understanding of the compliance requirements affecting dealings with Intermediaries, Trustees, Companies, and members
- Understanding of ZCS's DC objectives
- Excellent communication, influencing and motivation skills.
- Business planning and organization skills

**Why Zurich**

At Zurich, we like to think outside the box and challenge the status quo. We take an optimistic approach by focusing on the positives and constantly asking What can go right?

We are an equal opportunity employer who knows that each employee is unique - that's what makes our team so great

Join us as we constantly explore new ways to protect our customers and the planet.
- Location(s): AE - Dubai
- Remote working: No
- Schedule: Full Time
- Recruiter name: Leigh Jeremy Jaye Santander

Job ID 108475