Relationship Manager

3 weeks ago


Dubai, United Arab Emirates HRSG International UAE Full time

Solicit new clients in order to book quality assets and enhance trade business volumes and cross sell other bank products keeping within risk parameters of the bank.
- Preparing Credit Proposals for fresh facilities and renewal of existing facilities of clients within policy guidelines.
- Analysing client’s operational and cash flow projections from a dynamic economic environment
- Proactively pursuing renewals of credits as per policy and resolutions of exceptions, deferrals and documentation.
- Visiting clients on monthly basis or more frequent as required and coordination between various departments of the bank and the client for the smooth operations of their accounts.
- Establishing strong relationships with accounts while actively seeking new business opportunities to maximize reciprocal ancillary business
- Identifying new opportunities across markets to diversify risk in different sectors
- Structuring credit and monitoring to ensure that desired levels of volumes are being routed through the department.
- To solicit liabilities / deposit to optimize increase funding for corporate banking
- Ensure enhancement in fee income which maximize margins on portfolio assigned.
- Ensure all transactions undertaken by the bank are completely compliant with bank’s compliance policies.
- Anticipating client needs and structuring specific products while pursuing the bank’s lending strategy
- Responsible for carrying out detail credit analysis and effective due-diligence.
- Ensure satisfactory external / internal audit rating for the assigned portfolio.

**Experience & Qualification**
- Minimum 8 years of banking experience with at least 5 years in corporate banking.
- Minimum Bachelors in Business Administration in Finance and preferably Masters in Business Administration.

**Skills Required**:

- Must have strong analytical and presentation skills.
- Thorough knowledge of banking particularly credit risk assessment and various financing products
- Satisfactory written and oral communication and project management skills.
- A track record of successfully establishing business relationships.
- Ability to communicate and interact at all levels within and outside the organization in a meaningful way; must be an effective negotiator.

**Salary**: AED17,500.00 - AED20,000.00 per month

**Experience**:

- banking: 8 years (preferred)
- corporate relationship management: 5 years (preferred)

Application Deadline: 12/01/2023


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