Officer - Ccad

Job Purpose
- To provide an efficient and high quality credit administration documentation service to Business Units (Corporate, Business Banking & non parameterized Retail Banking), by preparing accurate documentation for credit facilities, in accordance with facility sanctions and specific conditions, approved by Credit Department, to safe guard Bank's interest and not expose the Bank to Financial, legal and reputational risk.

Key Accountabilities
- On receipt of approved Credit Application (Conventional & Islamic), check the supporting documents i.e. constitutional/mandate received from Business Units to ensure they are complete in all respects and in order, such as Trade Licenses, Passport copies; Memorandum & Articles of Association - power to borrow; to mortgage; to extend third party guarantees; power of attorney, etc. Incomplete documents to be requested and obtained from the business Units.
- Review changes to limit structures/security/covenants conditions etc. for purpose of preparing Facility Offer Letters/Agreements and other related security documents.
- Prepare Facility Offer Letter/Loan Agreement and forward the draft to the concerned Relationship Manager for confirmation (if required)
- Upon receiving confirmation of draft Facility Letter from the Business Unit (if required), prepare type the final Facility Letter and other related security documents together with a documents check list and forward the final documents package to Manager - Documentation for final review and sign off.

Other Accountabilities
- Maintain a record to track the movement of Facility documents from the time of receiving the Credit Application till final dispatch of the Facility Letter and related documents to the Business Unit. Start to end process to be managed and exercised strictly in terms of agreed SLAS.
- Prepare security Lodgment Forms for documents received from Business Units, complete the Lodgment Forms with all relevant details of security documents received to be lodged in safe custody. Forward the Lodgment form to Operations Control Unit, Masafi, duly counter signed by either Senior Officer - Documentation or Manager - Documentation, for lodgment of the original security documents in safe custody. Maintain a record of all Document Lodgment Forms sent to Operations Control Unit and follow up acknowledgement of the Security Lodgment form by Operations Control Unit, Masafi.
- Assist Manager - Documentation to update and maintain the Documentation Deficiency report which includes the Pending Activation & Deferrals and follow up with the Business Units on documentation issues which are overdue. Ensure daily MIS tracker is being updated.
- Sign and send intimation letter to guarantors at time of limit activation.
- Attend to requests from Business Units on issues related to Limit Activation, Interest/tariff maintenance, release of Security documents, etc. in liaison with Operations Control Unit, Masafi.
- Maintain Mail Register to accurately record all inward/outward mail received from Business Units.
- Ensure strict compliance with turn-around times stipulated in Service Level Agreements.
- Assist colleagues within the department when needed. Scan documents in EDMS. Update documents in CMS.

Other Accountabilities

Job Context
- Attend to additional tasks/projects as and when required/assigned by Manager - Documentation and Senior Manager - Documentation

**Education**

Bachelors Degree related to a business field such as accounting or economics is required

**Experience and Skills**

Professional Qualifications

MBA/Banking Diploma would be preferred.

**Work Experience**

Minimum of 3-4 years of banking experience with sound knowledge in credit administration and documentation.

Work experience with other departments (Operations and Trade Finance) is an advantage

**Behavioural Competencies**

Change and Innovation - Proficient

Communication - Proficient

Evaluating and Solving Challenges - Proficient

Results Orientation - Proficient
Working and collaborating with others - Proficient

**Job Types**: Full-time, Permanent

**Salary**: AED9,000.00 per month