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Head of Credit Cards Product

1 month ago

Abu Dhabi, United Arab Emirates Tandem Search Full time

**Department**: Products - Cards

**Location**: UAE

**Client**:Multinational Banking Group in the Middle East with Global Presence

**Job Type**: Full-Time

**Job Summary**:
The role holder is responsible for innovating and evolving products and solutions to meet client needs that are best in class and to differentiate the bank’s cards products from the market. The role holder is also responsible for the credit card product development and management process.

**Key Responsibilities**:

- Accountable for the profit and growth for the banks cards P&L, from revenue, to credit costs (including Fraud) and direct/allocated costs
- Develops and manages strategies aimed at generating revenue through products in alignment with consumer banking strategy, with a focus on whole of bank value
- Provides training to both internal as well as external clients about the product offerings ensuring knowledge transfer to facilitate product roll-out.
- Develops the consumer product strategies and value propositions of products in alignment with customer needs and market trends.
- Identifies product, regulatory, and competitive opportunities and challenges and proactively develops strategies to ensure that consumer banking products are competitive.
- Manages multiple external vendor relationships ensuring the provision of a quality service in line with the banks requirements.
- Drives the commercialization of new products and launch of new products and solutions, by recommending pricing, providing sales tools and training the sales team to ensure knowledge transfer resulting in successful sales in partnership with acquisitions vertical

**Qaulifications & Experience**
- Bachelor’s degree in Finance, Accounting, Business Administration, or any related discipline
- Master’s degree in Finance, Accounting, Business Administration, or any related discipline, is preferred
- Minimum 8 years of experience in Finance an/or consumer banking, with at least 3 years in a similar role