G.m. Risk

Majid Al Futtaim invites you to join us in our quest to create great moments for everyone, everyday We are the leading shopping mall, residential communities, retail and leisure pioneer across the Middle East, Africa and Asia, serving over 560 million visitors a year. For the past two decades, we have shaped the consumer landscape across the region, transforming the way people shop, live and play, while maintaining a strong sustainability track record and the largest mall in the world to attain LEED Gold EBOM Certification. We have over 40,000 team members in 15 international markets representing over 110 nationalities - all keeping the customer at the heart of everything we do.

At MAF Retail Carrefour, our success is powered by BOLD and PASSIONATE people who stands TOGETHER to make MAF Retail the Best Place to Work. We foster innovation, develop talent and encourage our people to inspire and act like entrepreneurs. We celebrate success and reward achievements. Our people play an active part in all aspects of our business in order to turn our vision of creating 'Great Moments for Everyone, Everyday’ into reality.

At Majid Al Futtaim, we offers equal employment opportunities, where all qualified applicants are encouraged to apply, as we are committed to diversity and promoting an inclusive culture, that lives up to our purpose and values.

**Role Purpose**:
The Country Risk and Compliance Manager is responsible for the implementation and operationalization of the risk and compliance framework and strategy as required by the organization, and statutory and government regulations and mitigate risk for MAF Retail at a country-level by developing a UAE risk-based approach in line with MAF values and Code of Conduct, where risk management should be a normal part of the daily business. The role is also responsible for ensuring that policies and procedures which protect the people, profits, assets and reputation of MAF Retail are strictly implemented in the head offices and stores within the country in compliance with all relevant local laws and regulations.

**Role Details - Key Responsibilities and Accountabilities**:
**Strategic Planning and Implementation around the following areas**:

- **Risk Management/ Loss Prevention/Emergency response**
- Ensure regular collaboration and coordination with the Corporate Head Office to develop and implement country-specific risk management framework in line with Group Risk Management processes.
- Monitor regulatory changes in the country and inform relevant stakeholders
- Continuous monitoring for the threats and risks that may impact the business continuity or MAF Retail reputation, reporting such threats to management with recommended actions
- Provide recommendations and solutions in crisis situations such as workplace violence, protests, demonstrations, civil war, etc. and manages the situation locally
- Implement the approved and communicated risk and compliance program to reduce loss of MAF Retail assets including merchandise, cash, property, associate safety and the mitigation of risk
- Ensure the implementation of all related training and certification within assigned country
- Oversee the implementation of action plans to decrease the shrinkage in the stores
- Lead implementation and manage risk and threat assessments, impact analyses, and identify and implement preventative measures to avoid situations with business-critical impacts
- Track and monitor agreed compliance actions to be completed by other business areas
- **Compliance & Investigations**
- Work closely with HO VP Risk & Compliance to train, communicate, monitor and evaluate compliance with MAF Code of Conduct, policies and procedures, applicable laws and regulations and report any violations thereof.
- Ensure the implementation of action plans, informed by the risk assessment, setting out key activities and objectives for mitigating financial crime and fraud risk; including how any identified control gaps will be closed.
- Implement appropriate controls to proactively identify and reduce external and internal fraud risks.
- Assess the risks associated with relationships with third parties or the use of intermediaries and implement appropriate, risk based, procedures to prevent (and demonstrate the prevention of) bribery and corruption risk.
- Ensure compliance with appropriate gifts and entertainment procedures, which cover both the giving and receiving of gifts and entertainment; to include appropriate thresholds and require appropriate records to be maintained.
- Periodically review and establish the extent to which sanctions requirements, including any external reporting requirement, including determining the likelihood and impact of breaches of relevant financial sanctions regimes.
- Implement appropriate checking processes or screening solutions to identify relationships with, or payments being made to, sanctioned individuals or entities, suppliers and providers; and monitor such processes