Junior Underwriter

2 months ago


Dubai, United Arab Emirates zurich international life Full time
  • Collect appropriate and accurate information required to assess potential clients and decide on the acceptable risk for a policy.
  • Review policy applications based on the previous loss records, age, medical report, credit ratings and driving records.
  • Prepare reports that detail risk assessment findings that contribute to the final decision.
  • Compare various policies having similar risk undertaking and conduct actuarial studies to decide on the company’s loss records.
  • Evaluate policies with regards to the company’s underwriting standards.
  • Make a decision to accept, modify or reject an insurance application after scrutiny of all the required documents and studies regarding the risk involved.
  • Analyze statistical data using specialized computer programs.
  • Write quotes, determine premiums and coverage, and negotiate terms with brokers and clients.
  • Carefully select the wording of policies, and prepare the terms and conditions.
  • Handle queries from credit control departments, brokers and clients.

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