Senior Manager – Credit Underwriting Jobs in Dubai

1 week ago


Dubai, Dubai, United Arab Emirates National Bank of Fujairah Full time


Senior Manager – Credit Underwriting Jobs in Dubai | NBF Bank Careers

Description:

The role is responsible for preparing credit applications and structuring facilities for corporate customers. These customers could be across multiple industries. Pre and Post approval activities of managing credit risk include financial analysis, account monitoring, highlighting Early warning signals and ensuring good credit discipline.

Job Responsibilities:
  • Highest standard credit quality in submissions including good structure and financial analysis. Meet customers to validate relevant information. Appropriate recommendations to be detailed in credit applications.
  • Professional advice on credit risk management matters, industry/product specialism and providing innovative risk solutions
  • Exercise judgment in the evaluation and recommendation of Credit proposals
  • Provide input in business and credit policy/process development
  • Maintain a close watch on customers where the limit renewal is late in being submitted and for customers where limits have been agreed but are pending activation. Covenant adherence based on semi-annual / annual accounts forwarded by unit to be monitored in conjunction with Business Unit.
Job Requirements:
  • Graduate Degree in Commerce or BBA with major in Finance or Banking
  • At least 5 to 7 years of all-round Banking experience including exposure to Credit, Operations and Trade Finance areas. Core experience of at least 3-5yrs in Credit Dept and report writing with any Relationship Management as additional experience. Prior experience of writing credit proposals and seeking credit approvals is a must.


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